About Us
I offer tailor made loan packages giving clients the best combination of price, product, and service utilizing the vast resources of the 8th largest mortgage lender. Loans are processed locally to give you personalized services. Put my quarter century of mortgage lending experience to work for you. I would love the opportunity to be your guide through the mortgage process from application to closing and beyond. I care about my clients.
How We Got Started
I was a Realtor for 6 years at the beginning of my professional career. In the course of referring business to a local mortgage lender we developed a great working relationship. He saw my potential as a loan officer and offered me a job. I've loved helping people obtain real estate financing ever since!
The products and services we offer
Recommendations Received (5)
"Homebridge Financial is a great mortgage brokerage service. Mark will do a great job for you."
"First class services in northern Vermont!"
Products & Services
HomeBridge has the ability to finance and refinance residential 1-4 homes used as primary residences, second homes, and investments. We offer a fu...
HomeBridge Financial Services, Inc offers mortgage services for 1-4 family properties as primary residences, second homes, and investments througho...
Purchase a less than perfect home and turn it into your dream with our renovation loans. Low down payment and liberal qualifying parameters. Call f...
Recommendations Given (3)
"Quality real estate services and client care you can count on."
"Laurie is diligent and attentive to her business. Call her to see what she can do for you."
Recent Activity
Reverse mortgages are good for certain situations but not all. Considerations include cash flow needs, costs, heirs... Education and professional advice applied to specific circumstances, as with all mortgage product and financial decisions, is critical.
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Reverse mortgages are good for certain situations but not all. Considerations include cash flow needs, costs, heirs... Education and professional advice applied to specific circumstances, as with all mortgage product and financial decisions, is critical.
In a rising interest rate environment, focusing on purchase business is critical. Today’s market is compounded by a lack of inventory. Consequently, a shift to renovation loans open the door to moving less than perfect or distressed housing and increased volume. Educating real estate...
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In a rising interest rate environment, focusing on purchase business is critical. Today’s market is compounded by a lack of inventory. Consequently, a shift to renovation loans open the door to moving less than perfect or distressed housing and increased volume. Educating real estate professionals on the benefits of renovation loans such as the FHA 203k And the FNMA HomeStyle helps deepen relationships and creates, opportunities for lenders, Realtors, home buyers, and home sellers.
1 Reply
Bring in a partner, maybe a family member, if you want conventional rates.
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Bring in a partner, maybe a family member, if you want conventional rates.
It's important to consult with a lender when you first start thinking about a home purchase. Some people need to take a few steps to get their ducks in a row. Some people need to develop a strategy for a complicated scenario. Essentially, the secondary market considers everyone guilty until...
(more)
It's important to consult with a lender when you first start thinking about a home purchase. Some people need to take a few steps to get their ducks in a row. Some people need to develop a strategy for a complicated scenario. Essentially, the secondary market considers everyone guilty until proven innocent beyond a shadow of a doubt. Creating a plan of action and gathering supporting documentation for a mortgage application early on leads to a much higher rate of success and reduces stress considerably.
Many people start by looking for the lowest price. Then they look at the details and go with a middle of the pack option that offers the best value. Convey that value by having a conversation. Ask what they want. Show them how you exceed expectations on each point. They will buy if you take...
(more)
Many people start by looking for the lowest price. Then they look at the details and go with a middle of the pack option that offers the best value. Convey that value by having a conversation. Ask what they want. Show them how you exceed expectations on each point. They will buy if you take great care of them and deliver value.
Absolutely! As you can see from the previous responses, it's necessary to have a history in the job. Typically, a two year history is required. But depending on the particulars, a shorter history can be considered. The best bet is to consult with a quality lender who serves your area.
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Absolutely! As you can see from the previous responses, it's necessary to have a history in the job. Typically, a two year history is required. But depending on the particulars, a shorter history can be considered. The best bet is to consult with a quality lender who serves your area.
I suggest targeting lenders who offer renovation loans (FHA203k and FNMA HomeStyle) as well as those offering manufactured homes loans. Foundation certifications are necessary for most MH loans.
And jumbo lenders may have client looking to do significant renovations or even complete tear downs....
(more)
I suggest targeting lenders who offer renovation loans (FHA203k and FNMA HomeStyle) as well as those offering manufactured homes loans. Foundation certifications are necessary for most MH loans.
And jumbo lenders may have client looking to do significant renovations or even complete tear downs.
Once you have targeted your audience, reach out via email and phone to set up individual appointments. Personal elationships are the key.
Let's lay it on the table: Borrowers want the best price but need the best service which includes properly structuring the loan, helping them understand what they are getting into in layman's terms, and frequent communication. Realtors want the best service from a loan officer they know can get...
(more)
Let's lay it on the table: Borrowers want the best price but need the best service which includes properly structuring the loan, helping them understand what they are getting into in layman's terms, and frequent communication. Realtors want the best service from a loan officer they know can get the deal closed. Loan officers must serve their clients under the Golden Rule in order to thrive over the long term.
1 Reply
