Yes.

WE "boot strapped" our company, with available cash and credit cards. We felt strongly about not giving anything away, just to get started. Plus, when you use your personal reputation and financial status, your motivation is fueled.

 I see more often then not, small businesses taking loans to bring their ideas to fruition. No skin in the game, is less than motivational. The other giant mistake is to think you need all the trapping of a business to be in business. Get your product into the marketplace, perfect the minutia along the way