About Us

A unique and independent insurance agency, formed in 1979 by its namesake Don Karns and purchased from him by Cheryl Price in 2008. We provide the best life insurance solutions for every customer we serve. Our clients can depend on our quality customer service and knowledge of the market; our specialty being impaired risks...due to health issues, avocations or foreign travel.

Additional products/services available: Medicare, Long Term Care and Disability

The products and services we offer

Products & Services
Life insurance...either simple term or permanent/universal life policies for personal protection, estate tax planning, key-person protection, busin...
Recent Activity

Cheryl from Don Karns Insurance Agency Inc. Answered this on August 01, 2018
typically you split commission...I refer clients to my State Farm agent with no expectations because I know him; he's been my agent for 15 yrs+  He refers tough cases to me with no expectations. (more) typically you split commission...I refer clients to my State Farm agent with no expectations because I know him; he's been my agent for 15 yrs+  He refers tough cases to me with no expectations.

Cheryl from Don Karns Insurance Agency Inc. Answered this on January 29, 2018
no...not at all. I think Next Door is good for neighbor/neighborhood stuff and recommendations for work around the house. Most of the people I know don't pay much attention to our Next Door due to the lost dogs, stuff for sale, "strangers" walking through the neighborhood, etc :) (more) no...not at all. I think Next Door is good for neighbor/neighborhood stuff and recommendations for work around the house. Most of the people I know don't pay much attention to our Next Door due to the lost dogs, stuff for sale, "strangers" walking through the neighborhood, etc :)