About Us

Common Sense (Commercial Solutions) provides my 25 years in banking experience to my clients. Looking at each situation and sharing my Common Sense Lending Solutions and over 20 years of Non owner occupied lending experience.

How We Got Started

Started in banking in 1993. In Residential Mortgages in 1997 and added Commercial lending opportunities in 1999. I enjoy working with Investors / Property Owners on their Commercial & Mixed Use with Residential & Multi Family Residential Properties.

The products and services we offer

Products & Services
Commercial Real Estate and Investment property financing. 
Recommendations Given (50)
"Al is wonderful to work with. I do recommend Al Garlick. "
"Loren is a pleasure to work for."
Recent Activity

Carol from Common Sense Answered this on November 17, 2017
In many fields and job roles the lowest price is not always the best option. "Don't be lured away by low prices and flashy ad's" according to the Balardinelli Tire Company commercials used to make me laugh... but it is true... The competition may have slightly prices ... But Service and... (more) In many fields and job roles the lowest price is not always the best option. "Don't be lured away by low prices and flashy ad's" according to the Balardinelli Tire Company commercials used to make me laugh... but it is true... The competition may have slightly prices ... But Service and dedication to customers is worth something and has a premium to it. Often "bait and switch" tactics are used to get someone in the door but then they arrive the lower priced item is no longer available or in very tiny print .. isn't what it was cracked up to be.. ALWAYS NEGOTIATE, ALWAYS CALL THEIR BLUFF ... But be diligent and compare all the options. List your pros and cons and then choose the vendor or agent that provides the best service, picks up when you call or calls you back when you need an answer... If it sounds too good to be true - IT OFTEN IS. So use your best judgement ... Look at all options and chose the option that feels right at the right price not always the lowest price but with the best customer service.

Carol from Common Sense Answered this on October 27, 2017
Quality performance is never the least expensive option. In order to get the best service, often we must pay more. I agree with your description and concur with your response. Best wishes for your continued and future success for hard work and dedication to your craft and offering quality... (more) Quality performance is never the least expensive option. In order to get the best service, often we must pay more. I agree with your description and concur with your response. Best wishes for your continued and future success for hard work and dedication to your craft and offering quality service to your clients/customers.

Our Recognition

We're highly recommended by locals on Alignable

Highly Recommended

By 5+ Local Business Owners!