About Us
John J. Heck has been helping his clients acquire, protect and transfer wealth since 1990. Mr. Heck is the President and Founder of Adagio Financial Group, Inc.
Throughout his career, John has managed successful financial services organizations throughout Florida. He has been invited to participate in many conferences by a number of highly rated Insurance companies.
John has received multiple awards for Outstanding Service and Exceptional Achievement, including the MD Preferred Services Award each year since 2010. He is a published author of successful eBooks, a long-running newsletter, several articles in local print and online media and has been quoted and authored articles in national trade publications.
When he is not working, John enjoys music, boating, travel with his family and is an active member of his community. John grew up in Glendale, NY. He moved to Florida after college to be near his family. He now lives in Fort Myers, FL with his wife Gina and their son’s Jonathan & Julian.
How We Got Started
I started my career in 1990 as an insurance agent working for an insurance company. By 1994 I had worked my way up to a management role responsible for a staff of 6 agents and thousands of clients.
Following some success in management, I noticed that my clients were in need of additional services that were not offered by my employer. So, in 1999 I made the leap to an Independent Broker where I was able to expand the value of the Client/Advisor relationship by providing the additional products and services my clients were in need of instead of just what my employer wanted me to sell.
I continued as an independent broker until 2006 when I joined a small and growing planning firm. I was responsible for their new Naples, Florida office. I was instrumental in opening offices in Sarasota, Tampa and Northbrook, Illinois.
Shortly after my boys were born I began thinking about being able to pass my business on to my sons some day. In 2010 the Adagio Companies were formed.
The products and services we offer
Recommendations Received (16)
" Business associate--Hard working, ethical Advisor in Ft Meyers, Florida!"
"Excellent service "
Products & Services
Research shows that a happy employee is more productive. And what makes employee's happy as much or more than money is feeling appreciated and secu...
From large national franchises, to local "Mom & Pop" establishments, there are hundreds of millions of incentive dollars made available by the fede...
Through the use of engineering-based cost segregation studies, property tax mitigation, hiring incentives, credit card processing audits, work comp...
Recommendations Given (15)
"You are doing yourself and your client a disservice if you are ordering paramedical exams from..."
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"You are doing yourself and your client a disservice if you are ordering paramedical exams from anyone other than An Jalique. "
"Great people at Floorz. Very knowledgable and customer service focused. "
Recent Activity
I have been a member of BNI for almost 7 years. It has been the best investment in my business I have ever made, in terms of marketing dollars. This year's ROI has been 145x. That's not 145% 145 times the monetary investment. There are educational opportunities, leadership opportunities and the...
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I have been a member of BNI for almost 7 years. It has been the best investment in my business I have ever made, in terms of marketing dollars. This year's ROI has been 145x. That's not 145% 145 times the monetary investment. There are educational opportunities, leadership opportunities and the relationships that I have built will last a lifetime.
For those of us who like to get out of the office, not being able to do so as frequently as we like has been a challenge. However, with digital technology, the ability to go from meeting to meeting in moments has been a real plus. I am far more productive by eliminating travel time.
With regard...
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For those of us who like to get out of the office, not being able to do so as frequently as we like has been a challenge. However, with digital technology, the ability to go from meeting to meeting in moments has been a real plus. I am far more productive by eliminating travel time.
With regard to my weekly BNI meetings, most of our members don't like the weekly Zoom meetings. We overwhelmingly prefer meeting in person. But here again, we learned a new way to conduct business and it has allowed us to continue to refer business to each other and invite visitors. We have even added new members to our chapter.
The networking platform that has worked best for me is BNI. I have been a member for 6 years. It is, by far, the best return on my marketing investment dollars. In the past 12 months 50% of my revenue has come from referrals from other BNI members. My chapter is currently seeking a CPA and a...
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The networking platform that has worked best for me is BNI. I have been a member for 6 years. It is, by far, the best return on my marketing investment dollars. In the past 12 months 50% of my revenue has come from referrals from other BNI members. My chapter is currently seeking a CPA and a Massage Therapist. If you know of a CPA or Massage Therapist that is looking for additional business please call me at 239-872-8593.
Although traditional sources of new business have slowed considerably during the past 3 months, what has been a tremendous help is my referral networking group. I can’t say enough about the commitment and dedication this group has to helping each of our members grow their respective businesses....
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Although traditional sources of new business have slowed considerably during the past 3 months, what has been a tremendous help is my referral networking group. I can’t say enough about the commitment and dedication this group has to helping each of our members grow their respective businesses. It is truly like having a sales force of 25 people generating qualified referrals who are looking for my services. Just tremendous.
Many business owners are having a difficult time applying for PPP, EIDL and other current stimulus programs. If they have successfully applied, some are finding that the funds may not arrive in time.
Through the use of a number of specialized tax incentives (often not uncovered by your tax...
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Many business owners are having a difficult time applying for PPP, EIDL and other current stimulus programs. If they have successfully applied, some are finding that the funds may not arrive in time.
Through the use of a number of specialized tax incentives (often not uncovered by your tax preparer) we are often able to bridge the gap between where you are today and the stimulus funds or SBA loans arriving. These specialized tax incentives can result in an immediate cash in-flow to your business.
We work on a contingency basis. Meaning, we do all the work up-front. If there is no economic benefit to you, you pay us nothing. We work with your CPA to help your business. It costs nothing to find out if these tax incentives can help. 239-872-8593
What is your time worth? I know some people keep calling until they are told not to call any longer and some take a different approach. If you are new to your respective business and have few people to contact, there is a value to working every lead as long as you can. However there is also a...
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What is your time worth? I know some people keep calling until they are told not to call any longer and some take a different approach. If you are new to your respective business and have few people to contact, there is a value to working every lead as long as you can. However there is also a diminishing return on the investment of your time. I have found that making 3-4 attempts to contact a lead is all that is necessary. I do leave messages and I will email them if I have the address. After 3-4 voice mails and still no reply, they don't really want to talk to you. Move on to more productive activities.
"Small projects" can be a big deal to the client. In the past 30 years I have had many clients pass away. Sometimes suddenly, other times expectedly. Either way, the loss of a loved one is traumatic, emotional, scary, all these emotions and more.
One of the daunting chores that has to be done...
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"Small projects" can be a big deal to the client. In the past 30 years I have had many clients pass away. Sometimes suddenly, other times expectedly. Either way, the loss of a loved one is traumatic, emotional, scary, all these emotions and more.
One of the daunting chores that has to be done by the family left behind is the filing of death claims with insurance companies, retirement accounts, etc. Besides the emotional stress involved, the task is often made more complex by the "claims package" sent by the institution. These "claims packages" can be 10-15 pages of tax information, disclaimers, investment options, all of which, the family doesn't care to be dealing with. Many times they become confused and put off filing the simple 1 page claim form if fear of making a mistake or worse, checking a wrong box, leading to an unexpected tax liability or an irreversible payout option.
Having handled dozens of death claims for my clients, what would take them hours and in some cases, months to understand and complete, I am able to complete in about 5 minutes by visiting with them, asking the pertinent questions and filing the claim form for them. I do this for any account they may have. It doesn't matter if they purchased the product in question from me or someone else. It takes me very little time, it is the right thing to do, in my opinion, and the impact it has on our relationship going forward is immeasurable.
You may not be an insurance agent, investment advisor or a stock broker but there is some "small project" or task that you can do for your clients that has a similar impact and shows that you care for your client.
Under-promise and over-deliver whenever possible. Clients will be thrilled if something comes in under the quoted price in less time than they expect. As a result, you look like a hero and they will rave about you to their friends. Come back over budget and longer than you told them and they will...
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Under-promise and over-deliver whenever possible. Clients will be thrilled if something comes in under the quoted price in less time than they expect. As a result, you look like a hero and they will rave about you to their friends. Come back over budget and longer than you told them and they will still tell their friends and be far less happy with you and your product or service.
My most consistent source of referrals the past 5+ years have come from my referral partners in my BNI group. I have not seen a group of professionals more concerned about helping each other grow their respective businesses like my particular chapter. I have experienced revenue from these...
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My most consistent source of referrals the past 5+ years have come from my referral partners in my BNI group. I have not seen a group of professionals more concerned about helping each other grow their respective businesses like my particular chapter. I have experienced revenue from these referrals north of 6 figures. What we don't have and are seeking is a reliable CPA, General Contractor and an Electrician. Only one person from each profession is permitted, which is great if you are that person. Other industries are unrepresented too. If you are interested in learning more about referral marketing, let me know. I would be happy to talk with you.
