East Coast Mortgage and Financial Services, Inc, Fort Washington PA
Jeff Seidman from East Coast Mortgage and Financial Services, Inc

Jeff Seidman

East Coast Mortgage and Financial Services, Inc

Fort Washington, PA
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About Us

A Full Service Mortgage Banker, Licensed in PA, DE, VA, NJ, CA & FL. FHA, USDA, VA down to 580 credit scores. 97% LTV purchase mortgages. ARM's, Jumbo's, 203k loans, and more! NMLS #12024 800.353.9440

How We Got Started

Founded originally in the late 70's by brothers Harvey and Lenny Seidman, East Coast Mortgage closed its doors in 1982 when interest rates hit the high teens. It was then restarted by Harvey in 1994 and he was joined by his Son Jeff in 1997. Since then, East Coast has expanded into 6 states, grew to 10 employees, and begun closing and funding loans in their own name as opposed to brokering, and relying on other lenders to get the loans closed. With over a dozen investors, East Coast, NMLS#12024, can place conventional loans, FHA/VA/USDA, Jumbo loans, ARM's, investment properties in individual names or LLC's, rehab loans, and many, many others. If you have been turned down by someone else, give us a chance, you may be pleasantly surprise! 800.353.9440

The products and services we offer

Mortgage Pre Approval Real Estate Loans Jumbo Loans Mortgage Loans Refinancing Fha Loans Pre Approvals Investment Property Loans Loan Consultation Mortgage Calculators Mortgage Services Show all 12
Products & Services
FHA & VA loans down to 500 credit scores!
FHA & VA loans down to 500 credit scores! by East Coast Mortgage and Financial Services, Inc
At East Coast Mortgage NMLS #12024, we offer jumbo's, 80/15/5 loans, FHA & VA down to 500 with 10% down, USDA down to 580 FICO's, No MI loans, and ...
Mortgages
Mortgages by East Coast Mortgage and Financial Services, Inc
East Coast Mortgage and Financial Services, Inc offers mortgage services for both residential and commercial properties in and around Fort Washingt...
mortgages
We do residential and commercial mortgages for primary, secondary, investment, multi-family, mixed use, etc..
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Recommendations Given (36)
"Great customer service!"
"Knowledgable, great service"
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Recent Activity
How has the shift to working from home affected buyer behavior? Are people buying bigger homes now that they spend more time in them?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on October 07, 2020
No I do not see this happening (more) No I do not see this happening
Realtors and inspectors: How do you choose WDIR inspectors?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on November 13, 2019
i'd network.  maybe even a group like DIG investors buying foreclosures and stuff (more) i'd network.  maybe even a group like DIG investors buying foreclosures and stuff
How do you prefer to process payroll, inhouse or outsource?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on February 14, 2019
outsource.  it is cheap enough now where my time is worth more than what it costs to process-just stay away from the big guys (more) outsource.  it is cheap enough now where my time is worth more than what it costs to process-just stay away from the big guys
Mortgage Lenders: When do you require a borrower to have life insurance in place to protect against default due to loss of income through disability or death?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on October 15, 2018
never (more) never
What is the greatest length you’ve gone to secure a deal or client?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on October 05, 2018
Time.  I’ve sometimes work with a client for two years to get their credit in a position where they could buy a home that’s a pretty large investment of time (more) Time.  I’ve sometimes work with a client for two years to get their credit in a position where they could buy a home that’s a pretty large investment of time
Is an adjustable rate reverse mortgage the best cash out solution for persons 62 and older?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on September 19, 2018
Short answer is no.  (more) Short answer is no. 
Is education & experience in a real estate broker asked about when working with a broker to represent your interest?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on September 11, 2018
never asked about-however i only refer my clients to agents I know and have confidence in their abilities.   (more) never asked about-however i only refer my clients to agents I know and have confidence in their abilities.  
How do you get clients without having to depend on referrals from your referral partners?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on June 20, 2018
networking, networking , networking.  the more people you are in front of, the more cards you hand out,the more people know what you do, the more business you will get, but it takes consistant efforts (more) networking, networking , networking.  the more people you are in front of, the more cards you hand out,the more people know what you do, the more business you will get, but it takes consistant efforts
If a commissioned employee resigns, should the business pay them commissions earned for leads generated, in accordance with state guidelines?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on May 10, 2018
whatever your handbook says.  if you don't have a handbook, get one (more) whatever your handbook says.  if you don't have a handbook, get one
What kind of interview questions do you ask applicants?
Jeff from East Coast Mortgage and Financial Services, Inc Answered this on May 04, 2018
Finding their outside interests and how they engage in them is a great way to see what they're capable of if they can develop that same affinity for whatever it is that you do (more) Finding their outside interests and how they engage in them is a great way to see what they're capable of if they can develop that same affinity for whatever it is that you do
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