How can business owners protect themselves and their customers from liability when they reopen?
Once the economy reopens, many businesses are concerned about what happens if their customers or employees contract coronavirus at their store. How can they protect themselves, their employees, and their customers from liability? What options do they have?
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Governor Newsom signed an Executive Order yesterday 5/7/2020 on worker's compensation insurance. Speak to your insurance broker about this in detail. The burden of proof is on the EMPLOYER and not the employee if he/she contracts virus in the course of their employment.
Sorry I can't help you with that, Transamerica does not provide commercial Liability.
A public notice at the entrance of your business declaring you are not responsible for any sickness or misfortunes will in your business. Put it in your own words.
Some specialty insurers will provide this type of liability insurance for their customers with some stipulations of what is required by the business owner. We do entertain such coverage and are open to discussing with a potential insured.
The right type of insurance.
maybe have them wear masks and gloves
I would talk with an attorney about this. If you do not have one. I can help you with this at a cost that you can afford. Knowing are rights and responsibilities gives us peace of mind knowing that we have done the right thing.
Don't reopen until you feel safe