About Us

Meet your personal benefits specialist, helping those who pay for their own healthcare.

It's important you feel comfortable calling me in what could potentially be one of the worst times of your life. This is the main reason I take the time to get to know every client personally and thoroughly learn about your goals, needs, and concerns. Then we design a policy I think will work for you, your needs and budget.

I am not a "one size fits all" kind of girl, and neither are you - so why should your health policy be any different?

Not all health plans are alike, so it's important that I can shop every product on the market and help you make an informed decision on what works best for what you want it to do for you.

How We Got Started

I like helping people. I like helping people with things they didn't know they needed help with. I like helping people find solutions to problems they didn't even know that they had.

I understand the importance of not just having insurance, but having insurance that will actually HELP you if you need to use it. I understand the importance of planning ahead. I understand the regret of looking back wondering if we did everything we could if we had the right coverage in place...

My mother was diagnosed with terminal metastatic adenocarcinoma when I was 18 years old and was given a few months to live. One year later she left me in this life, in body but definitely not in spirit. I honor her every day by helping my clients get the protection they deserve at a price they can afford.

I understand that if it happened to me, it could happen to you. After all, what are we without our health? Stop buying insurance and start investing into the protection of your greatest asset... YOU!

Products & Services
#HealthCoverageThatHasYouCovered by Jessica Falkenberg / Health Insurance Agent
Unique & Custom Plans.   Low Deductibles.   First Dollar Coverage.   Nationwide PPO Network.   No Calendar-year Minimum.   Dual Health Plan Strateg...
SERVICE ORIENTED by Jessica Falkenberg / Health Insurance Agent
With a background in the food and beverage industry, I am naturally inclined to go above and beyond for each and every client I help. Let me take t...
FREE quote by Jessica Falkenberg / Health Insurance Agent
Want to know that I mean business? Call or text me anytime for a free healthcare quote!
Recommendations Given (58)
"Because right now a girl could really use some pretty nails... and they deliver!"
"Great service!"
Recent Activity

Jessica from Jessica Falkenberg / Health Insurance Agent Answered this on May 08, 2020
I learned that everything in life is what you make it. Although we hear this every day, it's amazing to see everyone pulling together to help each other and utilizing their relationships and resources to help better themselves and their business.  Tie this to my business - I lost a lot of... (more) I learned that everything in life is what you make it. Although we hear this every day, it's amazing to see everyone pulling together to help each other and utilizing their relationships and resources to help better themselves and their business.  Tie this to my business - I lost a lot of clients/prospects who put their health on the back burner because they simply couldn't find the room for it int heir budget.  But, I gained so many that I was able to educate that our health is everything we have. Without it, we are nothing. We cease to exist. It's important to choose a policy that you know is working for you, and to buy it from someone who actually CARES about what happens to you if life takes an unexpected turn.

Jessica from Jessica Falkenberg / Health Insurance Agent Answered this on April 02, 2020
Can I have more than one answer? Ha... Because I am a mixture of 1 and 2.  I am having trouble because let's get real here... On the surface you would think in middle of all this, health insurance was more important than it has been. But that's not reality. People are struggling. People don't... (more) Can I have more than one answer? Ha... Because I am a mixture of 1 and 2.  I am having trouble because let's get real here... On the surface you would think in middle of all this, health insurance was more important than it has been. But that's not reality. People are struggling. People don't know where to go, what to do, and what's going to happen next. Adding another expense or having to look at other options....  is not priority. I can preach all day how it should be, but I like to keep it real. Realistic, transparent, honest, and truthfully... I am a person too and so many people I talk to forget that when I am 'prospecting'.  I want to get the word out there because I know I can help, but I don't have thousands to spend. I had 2 campaigns I spent hard earned money on that fell through because of this, but can I be mad they cannot refund? They are a business too. We all need help and support right now, and if you don't.... go help someone. My two cents ;)
1 Reply

Jessica from Jessica Falkenberg / Health Insurance Agent Answered this on February 05, 2020
I love our supplemental products. They do the most for the client in terms of protection and financial backing, and it doesn't hurt that they have the highest initial pay out... initially and residually.  We are association based so each one of our health/wellness must (in most states)  comes... (more) I love our supplemental products. They do the most for the client in terms of protection and financial backing, and it doesn't hurt that they have the highest initial pay out... initially and residually.  We are association based so each one of our health/wellness must (in most states)  comes with a level of an association, but they can also be bought stand-alone and to offset expenses of current insurance plan. For example, you have a $5,000 deductible. Our association could kick in and offer a way to reduce that deductible to $500, and now you've met your deductible AND only spent $500 to do so. You have to qualify through underwriting to get our health products so this also offers something under $100 so the customer at least has something which of course is better than going completely without it. We are not paid on the associations but they are added and accumulated for bonus checks. 
1 Reply

Jessica from Jessica Falkenberg / Health Insurance Agent Answered this on January 16, 2020
I think for some things it's common knowledge and others not. If I asked for (extra) cheese, bacon, etc...I would assume I was getting charged. I worked at a place in college that charged for EVERYTHING - ketchup, ranch, sweetener... (yeah that didn't last long) and I would make sure to tell all... (more) I think for some things it's common knowledge and others not. If I asked for (extra) cheese, bacon, etc...I would assume I was getting charged. I worked at a place in college that charged for EVERYTHING - ketchup, ranch, sweetener... (yeah that didn't last long) and I would make sure to tell all of MY customers. And we would have a good laugh about it, which in turn probably helped me more than the establishment but who charges for ketchup if they have fries, or sugar with tea!? Ridiculous lol

Jessica from Jessica Falkenberg / Health Insurance Agent Answered this on December 10, 2019
When going the indemnity route, I highly suggest making sure it in fact fixed indemnity and has access to a PPO plan because that's where you'll get the best bang for your buck. Dual health plan strategies - a lot of people don't know there are other options that have multiple different policies... (more) When going the indemnity route, I highly suggest making sure it in fact fixed indemnity and has access to a PPO plan because that's where you'll get the best bang for your buck. Dual health plan strategies - a lot of people don't know there are other options that have multiple different policies working for you at the same time. For example, we have our routine wellness plan that's built in with doctor visits (accident and illness), physicals, etc and then a separate accident plan outside of the low deductible and then a critical illness policy, all working at the same time in case something happened. Think having liability car insurance and then being able to upgrade in the middle of a claim to full coverage to make sure everything is taken care of. When my mom got sick a few years back and unfortunately passed a away from cancer, I would have loved to know this plan was an option - it would have solved a lot of our monetary problems that arose from her diagnosis.

Jessica from Jessica Falkenberg / Health Insurance Agent Answered this on December 09, 2019
I never realized how much of a pain the health insurance business can be, until I joined in on the "fun". I love the company I work for and all of the benefits that they offer, but it kills me sometimes to have to turn down a client because they simply can't afford it. Even if you try to explain... (more) I never realized how much of a pain the health insurance business can be, until I joined in on the "fun". I love the company I work for and all of the benefits that they offer, but it kills me sometimes to have to turn down a client because they simply can't afford it. Even if you try to explain the what-if scenario...which ultimately would cost so much more...but it's hard to get anyone to understand that they have to pay so much for a "what-if" scenario. I love what I do and being able to help people fight the overprice, under-covered obamacare plans, but it's simply ridiculous sometimes to see what people are forced to pay if I cannot qualify them for my private plan. The system needs some serious reform.

Jessica from Jessica Falkenberg / Health Insurance Agent Answered this on December 04, 2019
I am a huge online shopper during the holidays - and I use amazon and rakuten. I like to support local businesses and find a small town to rummage around on saturdays. Etsy can also create a lot of cute, affordable & customized gifts for whoever you're needing to buy for. (more) I am a huge online shopper during the holidays - and I use amazon and rakuten. I like to support local businesses and find a small town to rummage around on saturdays. Etsy can also create a lot of cute, affordable & customized gifts for whoever you're needing to buy for.

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