About Us
I have 47 years experience in all phases of Mortgage Origination from Underwriting to Sales. We have all products from FHA, Conventional and Reverse Mortgages..
My goal is to put clients in the best product based on their circumstances and make the experience simple and easy. Whether it is to purchase a home,refinance for a lower rate or shorter term or a Reverse Mortgage for Seniors over 62.
How We Got Started
Coltrain was established in 2005. The owners I have known for years prior ,who have also been on the Corporate side.I worked on the Corporate side of Mortgage Origination for 32 years.In 2008 I started working for Coltrain. The difference is I work for the client not the Bank.
The products and services we offer
Products & Services
This is a Conventional Product that can be used by 1st time home buyers and for current owners to refinance.
This is a Conventional Mortgage Product that can be used for 1st time homebuyers and existing owners for refinancing.
Recommendations Given (8)
"If you are looking for an experienced and knowledgeable agent in the Huson Valley area, Cindy-Lee..."
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"If you are looking for an experienced and knowledgeable agent in the Huson Valley area, Cindy-Lee is the one for you."
"Great service and honest answers."
Recent Activity
Just a personal note thanking them for their business.
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Just a personal note thanking them for their business.
Yes, if its something I couldn't do for my client. It's being upfront and honest, which could lead to future business. It has happened to me and I have received referrals from the clients I couldn't help.
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Yes, if its something I couldn't do for my client. It's being upfront and honest, which could lead to future business. It has happened to me and I have received referrals from the clients I couldn't help.
When referrals and going back and forth. You have to know them, like them and trust them
(more)
When referrals and going back and forth. You have to know them, like them and trust them
In regards to Mortgages, clients who only look at rate don't get it. I explain sometimes the lowest rate, isn't the best option. Sometimes giving them too much information can hurt. Give them options after asking them questions.They ask me questions. It's been working for me for 41 years now with...
(more)
In regards to Mortgages, clients who only look at rate don't get it. I explain sometimes the lowest rate, isn't the best option. Sometimes giving them too much information can hurt. Give them options after asking them questions.They ask me questions. It's been working for me for 41 years now with most but not all. That would be the perfect world.