I applied for my PPP with SunTrust as a sole proprietor with an LLC. My bank that I usually work with is USAA because I am military. They are not offering PPP loans. My mortgage was with SunTrust so I thought it would be a good match. I opened a business checking account with them where the loan money would go if granted. Checking had my personal SSN and loan had my business tax ID so that was one obstacle. I got that straight. I spent hours on the phone with them and also in person in the bank to make sure everything was in order. I was assured everything was in order. After holding up my application for a month, the underwriter sent me a note last Friday saying my checking account had to be opened with them prior to Jan 1st. It did not matter that I had my mortgage that pays for my business office and teaching studio with them since 2016. Now I am running into an approaching deadline and every bank is requesting for me to already have an account with them. This has been very stressful.