Every policy is different, covering what your specific needs are. It can be a BOP (business owners policy) which covers three things in one;

1. General liability insurance
   
2. Business income insurance
   
3. Business property insurance

This will be cost effective as you will be paying for one policy cover g everything. Over time and with your business's growth, you can add policies like; workers comp, commercial auto, professional liability and cyber insurance, depending really on what your specific needs are.

You can always call us for a detailed discussion.