Our Spotlight Recommendation
“Very polite, friendly smile and a firm handshake meet you with this young man. Not pushy and will not try to sell you something you do not need. Good guy!”
–
Bruce Starkey, MBA
House of Starkey Arms, LLC
About Us
Pascal Burke Insurance Brokerage Inc. ( pbibins.com ), our knowledge of the products and the marketplace we serve is unparalleled. As former contractors, we know the construction industry from the ground up! We work with our insureds to increase their professionalism, and save them from claims that can be simply avoided.
How We Got Started
The founder and President, Pascal Burke, began his knowledge of construction in 1974 as an architect’s apprentice from the age of 15 to 22. Though eligible for his architect licensure, he wanted to build. So, he then joined a large concrete company, building parking structures and major sports stadiums. After a few years he started his own construction company specializing in parking structures until 2005. While running his business he purchased every manner of insurance policy and surety bond to properly cover his assets. Shortly thereafter, he was hired by an insurance company to be on the board of directors for a new contractor general liability program. After gaining 4 years of experience, he opened his own insurance brokerage specializing in construction risks.
So, who do you want to purchase your insurance policy from? A sales jockey who could not spell insurance 4 months ago, or a broker who has lived every aspect of construction like yourself?
The products and services we offer
Recommendations Received (100)
"I have been using pascal Burke insurance for a few years now and they do a great job. Easy to..."
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"I have been using pascal Burke insurance for a few years now and they do a great job. Easy to use and get COI's when needed."
"Honest, trustworthy, great integrity"
Products & Services
We are Construction Insurance Specialists; we provide General Liability, Workers Comp, Auto, Property, Equipment, Builders Risk and other types of ...
As former contractors, we know the construction industry from the ground up. Get a broker who knows your needs because they've been in your shoes!
...
We are Contractor Insurance Specialists - Visit our site at www.pbibins.com or if you prefer call
877-893-7629
, and we will take you applic...
Recommendations Given (21)
"Keith is a solid contractor you can count on to get the job done right!"
"Experience is the most important asset for a handyman; Edward provides experience and friendly!"
Recent Activity
To be honest, small business owners need insurance more than anyone else. Its because any lawsuit could mean the business closes. I know it sounds harsh, but it is the reality. It's not only the claim amount, but the legal fees, court fees and everything else would add up to an amount most...
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To be honest, small business owners need insurance more than anyone else. Its because any lawsuit could mean the business closes. I know it sounds harsh, but it is the reality. It's not only the claim amount, but the legal fees, court fees and everything else would add up to an amount most businesses don't have behind them. Depending on the risk factor of the business, they should most definitely get an insurance policy.
As a business owner, you don't need just one type of insurance to protect your business and yourself, you need a whole package which really depends on some important factors, including but not limited to; your industry, client base, location, your business size, what kind of peoe you deal with on...
(more)
As a business owner, you don't need just one type of insurance to protect your business and yourself, you need a whole package which really depends on some important factors, including but not limited to; your industry, client base, location, your business size, what kind of peoe you deal with on an everyday basis and most importantly, the risk factor. General liability insurance, Professional liability insurance, personal liability insurance, property insurance, auto insurance, cyber insurance... Its more a question of what suits your needs rather than a fixed formula. You can always call and discuss your situation with a verified independent broker for good advice.
Basically, one of the biggest controllable factors that affect your insurance premium is risk. The lower the lower the risk factor, the lower the premium shall be. GPS trackers will decrease the risk, ergo your premium can be lowered, especially if you happen to be in a situation where it cannot...
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Basically, one of the biggest controllable factors that affect your insurance premium is risk. The lower the lower the risk factor, the lower the premium shall be. GPS trackers will decrease the risk, ergo your premium can be lowered, especially if you happen to be in a situation where it cannot be protected by a padlocked gate or is in an open area.
You should discuss your situation with the agent handling your insurance to ensure this.
I would suggest professional liability insurance for all three, realtors, brokers and loan officers.
A professional liability insurance policy covers common claims like errors, omissions, negligence, misrepresentation and inaccurate advice. It will also cover violations of good faith, fair...
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I would suggest professional liability insurance for all three, realtors, brokers and loan officers.
A professional liability insurance policy covers common claims like errors, omissions, negligence, misrepresentation and inaccurate advice. It will also cover violations of good faith, fair dealing and any legal charges, in case of a lawsuit.
Example? A Realtor sold a property after getting it appraised. Later the customer claimed that the property was worth less than the appraisal done by the Realtor. The policy will cover the legal costs.
To protect yourself and your company from issues related to errors and omissions, which can happen to any service provider, professional liability insurance is mandatory.
Policies are usually written by insurance agents, who design them specifically for you. Having said that, the city's guidelines are mandatory to write any kind of policy.
You can call and discuss the matter with us detail, because recent events have made it a more complicated issue than it was...
(more)
Policies are usually written by insurance agents, who design them specifically for you. Having said that, the city's guidelines are mandatory to write any kind of policy.
You can call and discuss the matter with us detail, because recent events have made it a more complicated issue than it was a few years ago.
As mentioned before, it should be any business that has a person-to-person contact. The list is very comprehensive. However, most important is how your Waiver is worded. It needs to be simple, so everyone who reads it can understand what you're asking them to sign, yet comprehensive enough that...
(more)
As mentioned before, it should be any business that has a person-to-person contact. The list is very comprehensive. However, most important is how your Waiver is worded. It needs to be simple, so everyone who reads it can understand what you're asking them to sign, yet comprehensive enough that it includes the pandemic.
It would be most useful to hire someone who has experience in writing waivers, so that the wording does not contain loopholes which can be damaging to you or your business in case of a claim.
Its treading on thin ice with the pandemic coming back over and over again with variants, but you must try and be careful about it.
Yes, most definitely. The risk factor is one of the biggest factors in deciding the premium and the coverage amount.
For example, a flower shop will have a way lower premium and coverage as compared to a construction company.
The best way to control the cost and lower the premium, is to lower...
(more)
Yes, most definitely. The risk factor is one of the biggest factors in deciding the premium and the coverage amount.
For example, a flower shop will have a way lower premium and coverage as compared to a construction company.
The best way to control the cost and lower the premium, is to lower your risk factor. Strict SOPs must be made and followed through. Safety must be the number one priority.
You cannot control the location or the industry you're in, but you can implement safety protocols to save everyone from physical and financial damage.
As discussed, The best way to protect yourself is to define safety SOPs and to religiously follow them. Also, now that the vaccines are available everywhere, you can always demand to see the certificate before allowing them inside your facility. Another way is to make sure your insurance policy,...
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As discussed, The best way to protect yourself is to define safety SOPs and to religiously follow them. Also, now that the vaccines are available everywhere, you can always demand to see the certificate before allowing them inside your facility. Another way is to make sure your insurance policy, after renewal, contains coronavirus coverage. Its a situation that will have to be made the best of.
Well, once the car has been given into the care of the repair shop, it really does become their responsibility. However, if it is a damage that worsened due to some previous condition, their company might be able to prove it was not their fault, ergo, your insurance policy would have to pay for...
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Well, once the car has been given into the care of the repair shop, it really does become their responsibility. However, if it is a damage that worsened due to some previous condition, their company might be able to prove it was not their fault, ergo, your insurance policy would have to pay for the repairs.
Every policy is different, covering what your specific needs are. It can be a BOP (business owners policy) which covers three things in one;
General liability insurance
Business income insurance
Business property insurance
This will be cost effective as you will be paying for one policy...
(more)
Every policy is different, covering what your specific needs are. It can be a BOP (business owners policy) which covers three things in one;
General liability insurance
Business income insurance
Business property insurance
This will be cost effective as you will be paying for one policy cover g everything. Over time and with your business's growth, you can add policies like; workers comp, commercial auto, professional liability and cyber insurance, depending really on what your specific needs are.
You can always call us for a detailed discussion.
