We are meeting people where they are at in the present economy and market conditions. Clients are all over the board right now regarding COVID-19. We are continuing to focus on our business being relationship-based - identifying the individual needs of each client, understanding their goals as well as pain points, and then providing education and a variety of strategies that will suit their needs. Sometimes it means we 'wait' and sometimes we move forward w/ appropriate precautions and strategies. Education is key.