For years I did not enjoy my work in corporate Canada.  That is,until two years ago when a light came on and I came up with my very unique consulting company. I help businesses renegotiate their merchant card fees in an industry that has become very unethical.  I describe my consultancy as Merchant Advocacy; I help businesses save money and make sense of convoluted and nonsensical Merchant Statements.  I enjoy giving businesses peace of mind in this confusing industry, while working for myself. Great question and I have really enjoyed reading the responses!