The question: What should health insurance cost per month? This answer can vary and is based on several factors. What I tell my clients is, to look at other ways to rebalance or off set your out of pocket expenses. Health insurance costs affect families in more ways than one. The premium cost is just one of many costs to consider. In the event of  a hospitalization, catostrophic illness, accident or disability there are other options to consider when looking for cost saving strategies. Many people do not realize the huge benefits available through these other plan options, and how these plans do pay directly to the client. When rebalancing is done correctly based on need, this equals far less out of pocket expense to the individual, and in most cases allows the individual the flexibility of a higher deductible health plan. In a time when major medical costs are out of control, this can be an affordable strategey to combat this problem. Ask me how rebalancing works and how it has helped me and my family.