About Us
We specialize in fortifying existing group benefits for companies or providing Voluntary benefits for smaller companies that cannot afford group benefits. As medical coverage pays the doctors and hospitals we help take care of the co-pays , deductibles and out of pocket expenses that occur when you have an accident or sickness.
Disability, accident, Life, Cancer, Critical illness policies and more that are Flexible and Portable and will not increase in price if you keep the policy.
The products and services we offer
Recommendations Given (4)
"has many years of exoerience"
"Kevin O'Keefe is a dedicated insurance professional who is knowledgeable, always prepared and ..."
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"Kevin O'Keefe is a dedicated insurance professional who is knowledgeable, always prepared and cares about his clients. I have worked with him on Voluntary Benefits fortifying health care benefits and see how the clients respect and have confidence in Kevin. I would definitely recommend him. "
Recent Activity
My first question would be: "Do you have disability insurance" to see if you could pay for the Life insurance if you were disabled due to an accident or sickness. If "no", that could take the conversation in another direction.
If that was "Yes" then a series of questions would isolate where to...
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My first question would be: "Do you have disability insurance" to see if you could pay for the Life insurance if you were disabled due to an accident or sickness. If "no", that could take the conversation in another direction.
If that was "Yes" then a series of questions would isolate where to start and many of them are listed in the replies. A person with annual income of $500,000 will have different purposes than someone earning $50,000 and that's where it starts.
What is needed can be arrived at fairly simply when you meet with an agent that has had some years under their belt and lived through mistakes and successes clients have made.
Find a good agent with experience, looks at the big (your) picture and is not driven by commissions. There is a difference!
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