About Us
Licensed Mortgage Banker with 24+ years of Lending experience, offering all products available. "In House" lender. Specialties: Mortgage Expert. FHA, VA, USDA, Conforming and Jumbo. Non Profit affiliations and relationships to help first time home buyers obtain the dream of home ownership. Offering Home in 5 and Home Plus down payment assistance programs.Credit evaluation and rescoring plans.
The products and services we offer
Recommendations Received (2)
"Always great rates and helpful service."
Amber Miller
Smart To Finish Office Solutions
Highly Recommended
"Kevin and Wallick and Volk are who I go to anytime we need a loan or refi! Great to work with!"
Products & Services
We offer all mortgage products available, including down payment assistance. Our service is second to none!
Recommendations Given (4)
"Adam should be your go to guy for all your electrical needs!!"
Amber Miller
Smart To Finish Office Solutions
Highly Recommended
"Amber is at the top of her game!!"
Recent Activity
Hi there! I have been a Loan Officer for 23+ years. Yes, you can read the guideline books and attempt to retain all that. You will eventually learn the operating system, how to pull credit, how to calculate LTV, DTI, etc. The objective is to not destroy any relationships that you develop along...
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Hi there! I have been a Loan Officer for 23+ years. Yes, you can read the guideline books and attempt to retain all that. You will eventually learn the operating system, how to pull credit, how to calculate LTV, DTI, etc. The objective is to not destroy any relationships that you develop along the way by making mistakes and exposing your "newness".
We have a philosophy for "new " Loan Officers- you go get them and we'll figure them out. A great option is to partner with an experienced LO that will keep you straight in the beginning of your career. For example, if you obtain a hand written 1003 and gather the supporting documentation, the seasoned LO can show you how to offer the best financing options for that Borrower and help with the process. This way you can conduct business and learn as you go at the same time. Different ways work for different people, but I find that this accomplishes maintaining and growing your referral base while still conducting business, AND learning during the process.
I hope this helps!
We are a direct Lender with Fannie Mae, Freddie Mac, etc. As with everyone, USDA is on hold, but we have experienced no other delays or impact as a result of the shutdown. We have to be aware of anyone that may be applying for a mortgage who's income may be affected by the shutdown just as a...
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We are a direct Lender with Fannie Mae, Freddie Mac, etc. As with everyone, USDA is on hold, but we have experienced no other delays or impact as a result of the shutdown. We have to be aware of anyone that may be applying for a mortgage who's income may be affected by the shutdown just as a precaution.......
Business as usual!
2 Replies
I will continue to expand Social Media, which I also consider marketing. It is my opinion that technology will certainly have a larger impact on our business as time passes.Technology will not replace a trusted advisor or the personal touch, but those that do not embrace technology in addition...
(more)
I will continue to expand Social Media, which I also consider marketing. It is my opinion that technology will certainly have a larger impact on our business as time passes.Technology will not replace a trusted advisor or the personal touch, but those that do not embrace technology in addition may be left behind.
It's all about education and service. Sharing all appropriate financing options with the Client so that they can make an educated decision that is best for them. Being available for my Clients and my Real Estate Partners when they need me is also key!
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It's all about education and service. Sharing all appropriate financing options with the Client so that they can make an educated decision that is best for them. Being available for my Clients and my Real Estate Partners when they need me is also key!
Our service level is second to none. We are your trusted Mortgage Advisor from start to finish. Have questions? We have answers
(more)
Our service level is second to none. We are your trusted Mortgage Advisor from start to finish. Have questions? We have answers