I thank holiday strolls are fleeting moments from yesteryear.  With today’s hustle and bustle of the jet set people and the electronic age, no one is slowing down to smell the roses.  It is all about instant gratification.  Ordering on line, home delivery and everyone going in different directions are but a few distractions that our forbears never had to realize or entertain.   Today’s population does not know the joy of group activities, nor generally concern for friends and neighbors.  The I’s have replaced the us and the I’s needs far exceed the concern for others.  What will tomorrow bring?  In the insurance world, we pride ourselves in providing the best and complete cover at a very competitive price.