Jack Obadia from Jack Obadia Insurance

Jack Obadia

Jack Obadia Insurance

About Us

After graduating from Tufts University I have over thirty years experience as an insurance broker. We broker Life, health, disability and dental insurance.

How We Got Started

My late mother had a brain tumor removed in 1975. Without health insurance she would have died. Desiring to help people maintain their good health, and wishing to help the families of the deceased, I was motivated to enter the field of life and health insurance.

Products & Services
We are specialists in brokering these products especially with difficult situations.
It's never too late—or too early—to start planning for retirement. Jack Obadia Insurance can offer expert advice on building a nest egg for a comfo...
Jack Obadia Insurance can help you plan for a comfortable retirement with steady annuities income. Working with clients in and around Garment Distr...
Recommendations Given (53)
"I worked with Alice for years. I found her to be attentive, detail oriented, and timely in her..." Read more "I worked with Alice for years. I found her to be attentive, detail oriented, and timely in her work production. She was personable and a pleasure to work with. I am confident that any client using her services will be very satisfied by her work."
"Regarding consulting services in the cosmetics industry, Harvey has no equal."
Recent Activity

Jack from Jack Obadia Insurance Answered this on April 16, 2020
Find out what manageable reward system would motivate the employee.  Sometimes just the personal attention and some sensitive spoke. Words may be enough (more) Find out what manageable reward system would motivate the employee.  Sometimes just the personal attention and some sensitive spoke. Words may be enough

Jack from Jack Obadia Insurance Answered this on December 12, 2019
The best options for health insurance are for employer sponsored group plans in terms of the size and quality of provider networks and and the cost.  Small groups may either apply directly to the insurer using a broker either for applications directly to the insurer, or they may apply in states... (more) The best options for health insurance are for employer sponsored group plans in terms of the size and quality of provider networks and and the cost.  Small groups may either apply directly to the insurer using a broker either for applications directly to the insurer, or they may apply in states with small group marketplaces which may provide tax credits to the employer.  Individuals who do not want to apply through the state or federal marketplace can apply for certain individual plans directly to the insurer with or without a broker but there will not be government support in paying the premium.

Jack from Jack Obadia Insurance Answered this on October 31, 2019
Attitudes vary by state.  My clients in NY and the northeast feel the pressure to provide the benefit and subsidize the premium.  Clients in Texas look for ways to avoid offering health insurance to employees now that penalties have been removed.  The answer varies with the location. (more) Attitudes vary by state.  My clients in NY and the northeast feel the pressure to provide the benefit and subsidize the premium.  Clients in Texas look for ways to avoid offering health insurance to employees now that penalties have been removed.  The answer varies with the location.

Jack from Jack Obadia Insurance Answered this on March 08, 2019
Wow!  Having two sons I have seen both.  I would rather be the best player on the losing team, and would have the greatest impact on the team's performance. (more) Wow!  Having two sons I have seen both.  I would rather be the best player on the losing team, and would have the greatest impact on the team's performance.

Jack from Jack Obadia Insurance Answered this on February 01, 2019
The insurance industry used to hire many people as agents, knowing 90% would wash out, and they would keep the producers.  That has changed as companies try to cut costs and reduce real estate footprint.  There are still agencies out there looking for mature workers especially for one who has a... (more) The insurance industry used to hire many people as agents, knowing 90% would wash out, and they would keep the producers.  That has changed as companies try to cut costs and reduce real estate footprint.  There are still agencies out there looking for mature workers especially for one who has a full book of contacts to prospect for insurance clients.  It is a brutal field, but if you have the sales skill and a full book of prospective clients, go for it.  Of course you will have to get referrals and develop prospecting techniques, because that book of prospects will eventually be used up.
1 Reply

Jack from Jack Obadia Insurance Answered this on October 30, 2018
Very broad question!!! A simple answer would be to continue providing quality valued service to each of my clients and to see their satisfaction.   (more) Very broad question!!! A simple answer would be to continue providing quality valued service to each of my clients and to see their satisfaction.  

Jack from Jack Obadia Insurance Answered this on October 24, 2018
It depends on the situation. Term insurance is just that: life insurance covering a limited period of time. Universal is better for long term situations such as for estate planing, trusts, and other time when the cash value is not accessible and only the death benefit is valued. (more) It depends on the situation. Term insurance is just that: life insurance covering a limited period of time. Universal is better for long term situations such as for estate planing, trusts, and other time when the cash value is not accessible and only the death benefit is valued.

Jack from Jack Obadia Insurance Answered this on October 18, 2018
Add flood protection before hurricane season. (more) Add flood protection before hurricane season.

Jack from Jack Obadia Insurance Answered this on August 06, 2018
Offer both but with strong guidance as to which circumstances favor each.  I would make a recommendation based on your reasoning, but be light footed in case they prefer the other choice for their own reasons. (more) Offer both but with strong guidance as to which circumstances favor each.  I would make a recommendation based on your reasoning, but be light footed in case they prefer the other choice for their own reasons.

Jack from Jack Obadia Insurance Answered this on May 04, 2018
If you had an idea about a different way to conduct some procedure of our business, one that had been in place a long time, how would you proceed to share your idea? (more) If you had an idea about a different way to conduct some procedure of our business, one that had been in place a long time, how would you proceed to share your idea?

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