About Us
Providing risk management and competitive insurance solutions to you for over 30 years, including Popes and Presidents. We work and support business owners and individuals safe guarding their future so they may continue to support there family, business and our community. Your locally world famous insurance representative.
The products and services we offer
Recommendations Received (51)
"I highly recommend Martin Ridgers and MKR Insurance Brokerage for their professionalism and..."
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"I highly recommend Martin Ridgers and MKR Insurance Brokerage for their professionalism and dedication to helping clients find the right home. Their focus on personalized service and understanding the local market is impressive. Looking forward to connecting and exploring ways to collaborate."
"Martin is a knowledgeable and responsive insurance broker who truly understands the needs of real..."
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"Martin is a knowledgeable and responsive insurance broker who truly understands the needs of real estate professionals and business owners.
He takes the time to explain coverage options clearly and is always professional and reliable.
Anyone looking for a trusted insurance partner — especially in the NYC real estate space — would benefit from connecting with him."
Products & Services
Over 30 years experience providing most insurance coverages a business or a person may need including: Liability, Auto, Workers Compensation, Prop...
Celebrating the end of a great business year and holding parties or other events for your employees and/or customers. You can insure your expendit...
Whole/Universal Life Insurance, Term Life Insurance, Disability, Long Term Care, Kidnap & Ransom Insurance. We can also offer Travel Insurance.
Recommendations Given (40)
"Dory, is a very professional and caring advocate for her clients and will do all she can to..."
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"Dory, is a very professional and caring advocate for her clients and will do all she can to support and provide her clients the best options available."
"Barry and his team are very curious and professional with customers.
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Recent Activity
If you would allow us to quote your business or home insurance, we will send you a $10.00 gift certificate for Brooks 1890 Restaurant, one of the oldest establishments in NYC providing great Italian cuisine and a great space for a celebratory event.
We will provide you quotes for the coverage...
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If you would allow us to quote your business or home insurance, we will send you a $10.00 gift certificate for Brooks 1890 Restaurant, one of the oldest establishments in NYC providing great Italian cuisine and a great space for a celebratory event.
We will provide you quotes for the coverage you need and discuss risk management methods you can use to reduce your exposure at a competitive price.
The main insurance for people to visit is the Business Income coverage on their business. It is also a great idea to review all policies and exclusions so you understand what is not covered. Many businesses have also not determined what their exit plans if something happens to the owners of the...
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The main insurance for people to visit is the Business Income coverage on their business. It is also a great idea to review all policies and exclusions so you understand what is not covered. Many businesses have also not determined what their exit plans if something happens to the owners of the business.
The most important is to create the following for customers by using what is available:
Access to information so the client is educated on the decision they make
Storage of correspondence and data so the client has access at any time
A feeling and reality of partnership and involvement in their...
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The most important is to create the following for customers by using what is available:
Access to information so the client is educated on the decision they make
Storage of correspondence and data so the client has access at any time
A feeling and reality of partnership and involvement in their own insurance and risk management
Lowering of costs for you if provided by the insurance company
Collection of client data and details
Whether a vendor, customer, associate or other, the best way all have showed support is to publish findings and keep up with changes. Talk to you and at times have a virtual Happy Hour where you can talk about what ever and you realise you are not alone and listen to how others are coping and...
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Whether a vendor, customer, associate or other, the best way all have showed support is to publish findings and keep up with changes. Talk to you and at times have a virtual Happy Hour where you can talk about what ever and you realise you are not alone and listen to how others are coping and making things better for themselves and others.
If you can avoid using a ELC for workers compensation it is better to control this yourself. Also there are two ways they will insure you. The ELC may act as a broker and go to market for you individually, you are much better off with an experienced insurance broker. Or they will put you into...
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If you can avoid using a ELC for workers compensation it is better to control this yourself. Also there are two ways they will insure you. The ELC may act as a broker and go to market for you individually, you are much better off with an experienced insurance broker. Or they will put you into a blanket policy with numerous other businesses that may or may not be related to your business. This means you are open to their results which may assist or hurt you. Plus when you decide to leave and go it a lone you have no experience and now you have to explain why you do not and the odds are they will want a loss run on your business only, which depending how they have their system set up could be easy or hard to do.
You may want to checkout the State WC Fund, unless your work will take you to other states where you will hire people.
1 Reply
Cheaper insurance can be found as there are many agents and insurance companies that maybe willing to offer cheaper insurance. The question is whether it is the right insurance for you and your business.
Find an insurance broker you trust and will talk to about your business, they then can talk...
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Cheaper insurance can be found as there are many agents and insurance companies that maybe willing to offer cheaper insurance. The question is whether it is the right insurance for you and your business.
Find an insurance broker you trust and will talk to about your business, they then can talk to you about the potential for severity and frequency claims.
As mentioned in other responses your trusted insurance broker will walk through the differences in insurance coverage, how you can reduce the premium. What you legally have to carry and how you can preset your business in the best light to the insurance company.
The broker should also advice you what insurance companies are the best fit for your business as they are not all the same.
As stated before it is your business and your money so you can choose how you want to allocate your money, except for legally required insurance.
You should never feel as if your insurance broker is selling you insurance. They're primary goal is to explain the risks to you, give you ideas on how to reduce risk and where you need to transfer risk through contracts or to an insurance company.
Direct insurance companies can be cheaper insurance, but please know that you will receive little to no risk advice and they will only provide you their insurance products that may not suit your business.
I hope this assists you.
The methods I have encountered are to either:
Find a broker that will work as your benefits admin with systems already in place. This may have an additional charge.
Contract with an independent HR/Risk Management company to act as your central point for this and under HR issues. This will...
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The methods I have encountered are to either:
Find a broker that will work as your benefits admin with systems already in place. This may have an additional charge.
Contract with an independent HR/Risk Management company to act as your central point for this and under HR issues. This will cost money but you will not have to purchase the software.
I would only utilise cameras to secure the premises, employees and customers inside and outside. If you need to review cameras to see what your employees are up too, then you need to spend more time with them and motivate them to perform their best. Over 30+ years of business owners I have...
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I would only utilise cameras to secure the premises, employees and customers inside and outside. If you need to review cameras to see what your employees are up too, then you need to spend more time with them and motivate them to perform their best. Over 30+ years of business owners I have known who use video and recording phone conversations of employees I have found:
Are paranoid people and the employees find they can not trust them.
Do not retain employees unless they buy them and over pay them.
Needs to review their hiring practices and are usually trying to hire people below the expected pay level.
Hires too many family members.
Again anyone that believes cameras increase or maintain productivity and that they are motivating in any way, do not have any motivational programs for their employees and do not communicate enough with their employees enough to understand their needs and goals so they are aligned with the company.
I found joining a BNI group a good way to connect with real estate, mortgage and real estate attorney.
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I found joining a BNI group a good way to connect with real estate, mortgage and real estate attorney.
