I applied for second round (as well as first round) of funding for ppp and am receiving it.  I was fortunate to have several people in banking guide me through the process, while there is money available and the government has made forgiveness and their process more streamlined, the banks have been slow to validate, keep changing their processes and don’t have an understanding of the program which makes it difficult for the average small business person to navigate and get approval. If I did not have the aid of knowledgeable people within the sba program itself, I would not have been able to get funding or would have received less than I was eligible for.