About Us
As a 27 + year financial services veteran, my practice has thrived on objective financial planning while elevating my clients education level. The Money Cafe is an online portal, where members can learn and ask questions without feeling insecure and or apprehensive. it is NOT product focused and we strongly feel this website should be the first website you check on a myriad of financial services and strategies.
How We Got Started
The Money Cafe is a culmination of my 27 years In the financial services industry. We're so product focused that we miss learning opportunities, I aim to change that...I've created Manage Your Money, a step by step computerized process which creates objective financial plans...the software identifies financial weaknesses and provides 'actionable' solutions to resolve those weaknesses. If we can help clients save more, invest wisely, get out of debt (by paying off their mortgage faster) and be confident in their actions, we would have achieved our objective.
The products and services we offer
Products & Services
PLI's along with our mainstream banks provide real estate developers with the capital they require to bring their plans/blueprints to reality. On a...
A Step by Step user friendly, computerized process which allows the every day Canadian to create a financial plan in the comfort of their home, thu...
A Step by Step user friendly, computerized process which allows the every day Canadian to create a financial plan in the comfort of their home, thu...
Recommendations Given (28)
"Lifestyle Magazine; Excelent and Practical"
"Professionalism and Experience...Lawrence possesses both qualities... which are fundamental..."
Recent Activity
Excellent; thank u fit sharing yre story with us; it has definitely motivated me to explore email marketing…
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Excellent; thank u fit sharing yre story with us; it has definitely motivated me to explore email marketing…
To Be Quite Honest, The Past 15 Months Has Taught or Reminded Me, How Valuable and to Re-Appreciate My Home Office Is...
YES; We All Have Physical Offices; BUT, You Save $$$ Commuting, Buying Coffee and or Food...
Secondly, I'm 100% Service, Virtual Business Has Increased, Actual Cost of...
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To Be Quite Honest, The Past 15 Months Has Taught or Reminded Me, How Valuable and to Re-Appreciate My Home Office Is...
YES; We All Have Physical Offices; BUT, You Save $$$ Commuting, Buying Coffee and or Food...
Secondly, I'm 100% Service, Virtual Business Has Increased, Actual Cost of Transacting Business has Decereased..as I'm Not Driving Everywhere...
Finally, Within my Dedicated Office I Have Peace & Quiet; I Can Think Clearly as I have Zero External Noise or Interruptions, it Doesn't Hurt that Have a Mini-Fridge and Coffee Maker in my Office :-)
Cheers
Riyad K
Your Retirement & Estate Planning Specialist
riyadm@themoneycafe.ca
www.themoneycafe.ca
LinkedIn
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LinkedIn
One of the many strategies I've implemented to 'maintain' a consistent level of client communication are; 'Posts', 'Articles' (I've written about 120 or so...), Financial Literacy tests, Referral Contests (self-created)...
Depending on the type of business; if an advisor, I would call my clients...
(more)
One of the many strategies I've implemented to 'maintain' a consistent level of client communication are; 'Posts', 'Articles' (I've written about 120 or so...), Financial Literacy tests, Referral Contests (self-created)...
Depending on the type of business; if an advisor, I would call my clients every time they receive a statement; hopefully quarterly...a great opportunity to touch base
Or an upcoming GIC maturity, or mortgage renewal or term life conversion...
There are no shortage of compelling reasons why clients need to come back to you, over and over again..
Aaah Nooo
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Aaah Nooo
Erin;
Great question and the simple answer is a combination of all 3 listed strategies...
Did you know, there are many 3rd party (non-inclusive) financial literacy websites?
Check out www.themoneycafe.ca; I would love your feedback...
Thanks
Riyad
(more)
Erin;
Great question and the simple answer is a combination of all 3 listed strategies...
Did you know, there are many 3rd party (non-inclusive) financial literacy websites?
Check out www.themoneycafe.ca; I would love your feedback...
Thanks
Riyad
Success Story 1/150 - As of Feb 6th, 2019
A few years ago, I was introduced to a 'semi-retired' couple who had migrated to the GTA and needed a Financial Advisor.
After my initial data/fact-finding session; I was able to create a 'proposal' which was incorporated with their current goals and...
(more)
Success Story 1/150 - As of Feb 6th, 2019
A few years ago, I was introduced to a 'semi-retired' couple who had migrated to the GTA and needed a Financial Advisor.
After my initial data/fact-finding session; I was able to create a 'proposal' which was incorporated with their current goals and objectives.
I was able to help them pay off non-deductable debt and convert it to a full tax-deductible debt; which reduced the effective interest by 46.41%.
I was then able to re-position low-interest yielding GIC's and Bonds to a structured managed portfolio and 'suggested' the liquidate when the NAV reached a certain level...
We were able to extract 100% of the all their 24 gains (as planned); lock in the new ACB and by doing so, added 6 figures to their investment portfolio.
Unfortunately, 1998 happened and the book value dropped by 40%; HOWEVER; it didn't matter to me or my client as we had locked down the base value.
Talk about having your cake and eating it too...
Cheers
Riyad
Sorry To Burst Anyone's Bubbles...
LinkedIn has been by far the most successful social media relationship strategy, we've ever executed over the past 5-6 yrs and couldn't be happier; were talking about B2B and B2C actual live relationships cultivated which led to monetization...
I have an...
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Sorry To Burst Anyone's Bubbles...
LinkedIn has been by far the most successful social media relationship strategy, we've ever executed over the past 5-6 yrs and couldn't be happier; were talking about B2B and B2C actual live relationships cultivated which led to monetization...
I have an active audience of more than 3,000 LinkedIn members; who read my monthly articles religiously...
And...were talking the free service; have not even though of going 1 step deeper...into a paid subscription...
LinkedIn Rocks!!!
The Money Cafe is a Financial Education & Literacy portal which offers 100% objective and unbiased financial information without bias. We are a product and company neutral firm, the ONLY want to be 100% transparent.
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The Money Cafe is a Financial Education & Literacy portal which offers 100% objective and unbiased financial information without bias. We are a product and company neutral firm, the ONLY want to be 100% transparent.
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