About Us
Covered California and all financial needs
Recommendations Received (3)
"He is my Friend have known Mr Talbert a very long time Will assist very hard to maintain his..."
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"He is my Friend have known Mr Talbert a very long time Will assist very hard to maintain his business and your friendship. Hector Guerrero"
"Mr. Talbert is a very reasonable person that will attend to all your needs and requests and he..."
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"Mr. Talbert is a very reasonable person that will attend to all your needs and requests and he give you an honest opinion. "
Recommendations Given (13)
"Check with G before you accept service for your Insurance needs. You will benefit greatly."
"Very professional"
Recent Activity
Offering Value Added Services
Insurance producers sell roughly the same product as their competitor. The competitive edge often touted by producers is that their firm “has the best service” or “this policy has broader coverage” or some other generalization. Price is handled by adjusting...
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Offering Value Added Services
Insurance producers sell roughly the same product as their competitor. The competitive edge often touted by producers is that their firm “has the best service” or “this policy has broader coverage” or some other generalization. Price is handled by adjusting or justifying limits and deductibles. Be available, not try and have more clients than you can give concierge service to.
One cannot discount quality and A rated Insurance companies. Simple do you want the best or do you want inferior?
But most independent agencies’ offerings are roughly the same. The majority of firms that specialize in personal lines are run in a similar fashion. Likewise, most firms that specialize in commercial lines or employee benefits are similar to their peers. For most firms, the insurance consumer will not see any major value difference between agencies. Products, price and service are basically the same and that leaves sales professionals selling on rapport, relationships and skills.
Stand Out
How can an insurance agency be perceived as unique and of good quality to the consumer? What can an agency do to make it stand out from the crowd? The answer: Offer the client additional services and products they cannot get from other agencies in town – services and products that the consumer needs and desires.
These additional services, or “value added services,” are valuable to the client. The value-added services add value to the core services of a business. They have unique characteristics and provide benefits to the client that core services cannot.
Discounts when it comes to insurance are only found in the dictionary
Agency-client relationships are a lot like marriages. A blend of trust, communication and legal documents add up to some good times and some bumpy ones, and not always until death do they part. But just like a marriage, if the relationship does fail, it's rarely just one side's fault.
While...
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Agency-client relationships are a lot like marriages. A blend of trust, communication and legal documents add up to some good times and some bumpy ones, and not always until death do they part. But just like a marriage, if the relationship does fail, it's rarely just one side's fault.
While clients are more likely to do the walking, agencies sometimes "fire" clients as well. So look to build and maintain a good relationship. It takes both yeild, give and accept.
I would avoid any company they focused on recruiting other agents. I would stick to companies that focused on you and getting you off to a good start with clients you could keep for life even if you left their company. You have many choices. I am an independent agent, you have agents like AAA or...
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I would avoid any company they focused on recruiting other agents. I would stick to companies that focused on you and getting you off to a good start with clients you could keep for life even if you left their company. You have many choices. I am an independent agent, you have agents like AAA or State Farm, Farmers insurance NY Life, Liberty Mutual will help you get started. I know NY Life if you leave them you cannot contact any clients you did business with for two years.