About Us
Working for you and with you
To assist in obtaining the best mortgage program.
Helping you overcome credit issues if need be or finding the right target price that fits your budget.
This is possible with having 17
different lenders and 33 years experience in FHA, VA,
USDA and conventional.
Credit scores starting at 580.
The products and services we offer
Recommendations Received (10)
"Les is very knowledgeable and an "outside the box" thinker who has a wealth of experience. This..."
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"Les is very knowledgeable and an "outside the box" thinker who has a wealth of experience. This gives him, & his clients an advantage when navigating the sometimes complex, and yes, even confusing, home loan process. You can have that advantage too, if you have Les working for you. "
"Les Pruitt is a very creative loan officer and goes out of his way to accommodate my clients. I..."
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"Les Pruitt is a very creative loan officer and goes out of his way to accommodate my clients. I highly recommend Les Pruitt from Home Loan Pros, Inc."
Recommendations Given (22)
"knowing him personally for several years, his knowledge in the mortgage industry is very broad,..."
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"knowing him personally for several years, his knowledge in the mortgage industry is very broad, his attitude is to get it done and at the end of the day you have a friend.
Les Pruitt"
"whether renting, buying or selling he is well versed in all aspects.
"
Recent Activity
when you are self employed, if you have employees you have to pay into the fund for unemployment and it depends on your type of business you have, sole proprietor, sub chapter S, etc. on whether you are making contributions. there are also questions concerning reasoning for paying self...
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when you are self employed, if you have employees you have to pay into the fund for unemployment and it depends on your type of business you have, sole proprietor, sub chapter S, etc. on whether you are making contributions. there are also questions concerning reasoning for paying self employment, if you were to lay off an employee due to work slow down they may be eligible depending on time worked with you and or their previous employer,however you, being the business owner it would be hard to justify to the Dept. of Labor on allowing the payments.
it is a complete picture of the file, not only just the credit scores but assets, job stability and the list goes on. the savings pattern, debt to income ratio, what is the % of funds for the down payment, have they been able to save it or is it coming from a grant program or family member....
(more)
it is a complete picture of the file, not only just the credit scores but assets, job stability and the list goes on. the savings pattern, debt to income ratio, what is the % of funds for the down payment, have they been able to save it or is it coming from a grant program or family member. During the application you can usually find out about the caliber of the person you are speaking with on how it will end up.
I started my own business after being in the same business for 18 yrs. Yes, there is a failure risk and that was an area that I never thought of, If I was looking to enter a profession that was totally new to me then I might have been more investigative .Most entrepreneurs are risk takers from...
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I started my own business after being in the same business for 18 yrs. Yes, there is a failure risk and that was an area that I never thought of, If I was looking to enter a profession that was totally new to me then I might have been more investigative .Most entrepreneurs are risk takers from the beginning, if you are wanting to branch out on your own and are hesitant, the first question would be why are you hesitant, the second one why this particular endeavor ? Every day we take a risk, bad driver, storm, being in a bad location, but luckily the majority get home every day. If you open up something new, then you did more than 80% of the population would have done, The worst thing is that it does fail then if you research why did it fail, location, lack of funding, not right business for the area then hopefully you learned enough not to make the same mistake twice however don't let it get you down- There are thousands of people that failed the first few times however by learning from each experience they have mastered the plan and are now happy and SUCCESSFUL>
i really don't think there is a difference on whether it is now or later, reason why is when it is really booming a lot of the buyers/sellers already have someone in mind, if a slump or slow season that gives a person time to create and cultivate some strong prospects and gain some experience.
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i really don't think there is a difference on whether it is now or later, reason why is when it is really booming a lot of the buyers/sellers already have someone in mind, if a slump or slow season that gives a person time to create and cultivate some strong prospects and gain some experience.
You don't try to sell the steak, you sell the sizzle-
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You don't try to sell the steak, you sell the sizzle-
