About Us

Health & Life Insurance for Individuals, Employer Groups, and Self-Employed | Lowest Premiums Guaranteed! | FREE Consultations, Online Quotes, and NO FEES!

We represent 50+ Top-Rated Carriers for Accident & Critical Illness; Annuities; Dental; Disability Income; Health Insurance Legal & Identity Theft; Life Insurance; Long-Term Care; Medicare; Mortgage Protection; and Tax-Free Retirement plans.

How We Got Started

Wayne founded USA Insurance Brokers in 2003 and has received numerous awards as one of the Top 10 independent brokers in the U.S. He has also been a recipient of the Healthcare.gov Elite Circle of Champions Award for the past 10 years.

Wayne previously spent over 30 years as Worldwide Vice President of Sales & Marketing in the Telecommunications industry.

Wayne and Dottie enjoy Tennis, Scuba Diving, Skiing, Golf, Travel, and spending time with their family. He is also a US Marine Corps Veteran.

Products & Services
Term, Indexed, Universal or Whole Life, plus Accelerated Cash Benefits in case of Critical, Chronic or Terminal Illness at no additional cost.
Individual and Employer Group Major Medical; Defined Fixed Benefit; Minimum Essential Coverage; and Short-Term Medical plans from all major carriers.
Medicare Supplements and Advantage policies from all major carriers.
Recommendations Given (48)
"Audrey is excellent and has a wealth of knowledge."
"Steve is an excellent financial advisor who specializes in debt elimination and retirement planning."
Recent Activity

Wayne from USA Insurance Brokers Answered this on March 27, 2020
Free Health & Life Insurance Review to protect financial risk for individuals and employer groups. Instant quotes at www.USAInsuranceBrokers.com. (more) Free Health & Life Insurance Review to protect financial risk for individuals and employer groups. Instant quotes at www.USAInsuranceBrokers.com.

Wayne from USA Insurance Brokers Answered this on July 19, 2019
The contractor should have General Business Liability Insurance. Ask for proof of coverage which normally is for $1.0 Million or more. (more) The contractor should have General Business Liability Insurance. Ask for proof of coverage which normally is for $1.0 Million or more.

Wayne from USA Insurance Brokers Answered this on May 24, 2019
You and your husband will be eligible for a 60-day Special Enrollment Period to sign-up for a new plan due to the loss of employer group coverage. You can compare rates online @ www.USAIB.org or contact me @ 623-688-2411 or USAInsuranceBrokers.com if you want to discuss. (more) You and your husband will be eligible for a 60-day Special Enrollment Period to sign-up for a new plan due to the loss of employer group coverage. You can compare rates online @ www.USAIB.org or contact me @ 623-688-2411 or USAInsuranceBrokers.com if you want to discuss.

Wayne from USA Insurance Brokers Answered this on October 17, 2018
Agent commissions are normally paid by the Insurance Carrier and it is illegal to charge a consulting fee in most states. However, some states have passed legislation that allow charging a consulting fee for health insurance, if the agent does not receive commissions. I know of some agents that... (more) Agent commissions are normally paid by the Insurance Carrier and it is illegal to charge a consulting fee in most states. However, some states have passed legislation that allow charging a consulting fee for health insurance, if the agent does not receive commissions. I know of some agents that charge $100/hour, while others have a flat fee of $100-$150 for an individual or $200-$250 per family.

Wayne from USA Insurance Brokers Answered this on June 14, 2018
We offer Individual and Group Health Insurance. ACA/Obamacare premiums depend on applicant age, zip code, tobacco use, and income.  I also have Defined Fixed Benefit and Short-Term Medical policies from several carriers that typically have 50% lower premiums, but they do not cover pre-existing... (more) We offer Individual and Group Health Insurance. ACA/Obamacare premiums depend on applicant age, zip code, tobacco use, and income.  I also have Defined Fixed Benefit and Short-Term Medical policies from several carriers that typically have 50% lower premiums, but they do not cover pre-existing conditions for the 1st 12-months.

Wayne from USA Insurance Brokers Answered this on September 23, 2017
Have your Attorney send a Cease & Desist letter. If you don't have an Attorney, sign-up for LegalShield @ www.wmorris20.legalshieldassociate.com (more) Have your Attorney send a Cease & Desist letter. If you don't have an Attorney, sign-up for LegalShield @ www.wmorris20.legalshieldassociate.com

Wayne from USA Insurance Brokers Answered this on August 07, 2017
I represent Lloyd's of London, Nationwide and Blue Cross for International Travel Medical and Trip Protection Insurance. (more) I represent Lloyd's of London, Nationwide and Blue Cross for International Travel Medical and Trip Protection Insurance.

Our Recognition

We're highly recommended by locals on Alignable

Highly Recommended

By 25+ Local Business Owners!