About Us
MTB Services Etc. has a passion for bringing clarity to the accounts of small and medium sized businesses.
For over 30 years, Mercedes Ballard has been managing the books in support of her clients. In the last six months alone, she has directed four small businesses in the direction of more profitability and clarity in their finances than ever before.
How We Got Started
Me: (2015 - 3 months after being hired by the office manager for an electrical contractor to clean up his books) Hey, Office Mgr. I am noticing some interesting discrepancies between the recorded sales receipts and the bank deposits.
Ofc. Mgr: Oh, how about you work on updating this spreadsheet for the service techs today.
Me: Okay, but I really want to discuss this.
Ofc. Mgr: How about next week. I really need this spreadsheet done.
Monday morning rolls around and I am let go as "not a fit". Three months later found out the Ofc. Mgr was embezzling from the company which would have become obvious in the clean-up of the cash accounts.
That is when I decided to open my own bookkeeping service business. I don't actually do audits but integrity is a quality that I require in myself and my clients.
The products and services we offer
Recommendations Received (10)
"Great person to work with and tons of knowledge!"
"Mercedes is personable, has been in the field for awhile now, and will provide you with..."
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"Mercedes is personable, has been in the field for awhile now, and will provide you with professional results."
Products & Services
Offering bookkeeping and consulting services to the small business community. Free 30 minute consultation.
When you need to count on expertise, we're here to help. MTB Services Etc., LLC offers free consultation calls to clients anywhere you are. Let us ...
Healthy cash flow is essential for a healthy business. MTB Services Etc., LLC will help you manage cash flow with strategies for lean and unpredict...
Recommendations Given (16)
"A caring service for business owners."
"Spent almost 3 hours with Sue today to become a Rock Star on Alignable and have 2 pages of notes..."
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"Spent almost 3 hours with Sue today to become a Rock Star on Alignable and have 2 pages of notes to implement on my own profile. Sue presents the information in such an easy to use format that I am excited to implement her suggestions on my profile. Thank you, Sue!!"
Recent Activity
I started my bookkeeping service in 2015 so by the time COVID landed I was already in business and didn't really see any effect. Because of the consulting services I also offer, my clients either grew or maintained during this ongoing event.
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I started my bookkeeping service in 2015 so by the time COVID landed I was already in business and didn't really see any effect. Because of the consulting services I also offer, my clients either grew or maintained during this ongoing event.
I have seen an increase in my client base, small and measured because I don't take "just any client". Knowing the type of client that I choose to work with has been a great benefit. I have offered discounts to clients if they request it and actually increased my staff. I see COVID as an...
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I have seen an increase in my client base, small and measured because I don't take "just any client". Knowing the type of client that I choose to work with has been a great benefit. I have offered discounts to clients if they request it and actually increased my staff. I see COVID as an opportunity rather than a detriment. It has allowed me to expand my overall accounting and financial knowledge which benefits my clients when consulting with them on their goals and current financial status. Being flexible has been the cornerstone of thriving and growing as this world-wide event unfolds.
1 Reply
My clients have taken advantage of the programs offered at the outset of the COVID lockdown to improve their businesses cash status. We work together to set clear allocations of cash to the goals that are most important to them for their business using proven cash management methodology. We...
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My clients have taken advantage of the programs offered at the outset of the COVID lockdown to improve their businesses cash status. We work together to set clear allocations of cash to the goals that are most important to them for their business using proven cash management methodology. We also review often so that any shortfalls are addressed quickly. I encourage my clients to view their business as its own entity with its own story. All of my clients are maintaining and increasing income during this amazing time. I am encouraged by the recontextualization of what it is to "have a job" and work in the virtual environment as well as the flexibility of businesses to quickly reinvent themselves and their services.
My perspective is that it is a valuable benefit to those who have lost employment during this crisis. It becomes a value to property managers because rent can be paid or mortgages covered. For many, the extra funds might mean that homes will not be foreclosed on and families are not evicted. ...
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My perspective is that it is a valuable benefit to those who have lost employment during this crisis. It becomes a value to property managers because rent can be paid or mortgages covered. For many, the extra funds might mean that homes will not be foreclosed on and families are not evicted. It may not prevent a true economic melt down but it may lessen the severity of one over time. Our world has changed and the future of employment and economics has already changed drastically. Extending unemployment benefits may allow for many to upgrade their skills, look for employment in new areas, and be a part of the creation of the new global workplace.
We use TSheets for time tracking as one of the most versatile to integrate with QBO. Bill.com is fabulous for expense tracking and smoothly integrates with QBO. The integration from Paypal to QBO is one we do not use as it has caused many reconciling issues, especially in the area of...
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We use TSheets for time tracking as one of the most versatile to integrate with QBO. Bill.com is fabulous for expense tracking and smoothly integrates with QBO. The integration from Paypal to QBO is one we do not use as it has caused many reconciling issues, especially in the area of multi-currency. Even Paypal admits that their system does not integrate well in this area. We tried Hubdoc briefly but with most of the clients banking at non-mainstream banks it did not serve us well. For our attorney client we use Casepeer to gather legal/client cost.
It’s important to note that crises provide a unique opportunity to get your house in order. Unfortunately, businesses have a habit of making rash decisions (and bad decisions) because everything is moving so quickly. They don’t identify how bad those decisions were until things start going...
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It’s important to note that crises provide a unique opportunity to get your house in order. Unfortunately, businesses have a habit of making rash decisions (and bad decisions) because everything is moving so quickly. They don’t identify how bad those decisions were until things start going downhill. As a result, there’s a lot of clean up to do during downturns.
Start by weeding the garden or removing those unnecessary costs (i.e. overhead expenses). Overhead costs can easily get out of hand with revenue. Unfortunately, they tend to not decline as quickly when the sales drop off.
