About Us
I offer a wide range of insurance companies that offer health. life, dental, vision, long-term care and disability. I also offer niche travel, short-term and student health policies for citizens and non-citizens. I provide excellent customer service and still have clients that have been with me from my first day in the business.
How We Got Started
I had been in the garment business, commuting into LA every day from Orange County. I finally decided that the commute was too much for me and I looked for a business that would allow me to use the customer service skills I had learned and start my own business. Insurance was it!
Recommendations Received (7)
"Amazing relationship builder — would do business with!"
"Christy is great! She has been very helpful to me and my family over the years always giving us..."
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"Christy is great! She has been very helpful to me and my family over the years always giving us really good advice on how to navigate the crazy health insurance market. She also helped my wife and I with our life insurance which is providing a lot of peace of mind. Highly recommend!"
Products & Services
A quality vision plan that now can be offered to individuals. Contact me at rischel@cox.net for a link to enroll
Recommendations Given (12)
"Lori is a consummate professional and is a truly caring person. She treats her clients like..."
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"Lori is a consummate professional and is a truly caring person. She treats her clients like family and only picks the most caring and compassionate people to work with her. If I needed help for any family or friends needing daily help, I would choose her in a heartbeat."
"I am in the process of selling my house and Brad has been working hard to get last minute repairs..."
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"I am in the process of selling my house and Brad has been working hard to get last minute repairs and improvements done so that the house will fly through inspections. He is efficient and prompt. He is a perfectionist and does an excellent job. For any plumbing, electrical or just "honey do" repairs, Brad is your man."
Recent Activity
"If you like your plan, you can keep it, and if you like your doctors, you can keep them" and "heath care premiums will come down a minimum of 20%" Ha! Ha! Not so funny now!
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"If you like your plan, you can keep it, and if you like your doctors, you can keep them" and "heath care premiums will come down a minimum of 20%" Ha! Ha! Not so funny now!
It depends on what you want it to do and how much you want to pay for it. Term is the cheapest and has no cash build up. Universal is a combination of term and whole life and had its maximum amount of cash value in the middle of the life of the policy. The premiums can change if you live past...
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It depends on what you want it to do and how much you want to pay for it. Term is the cheapest and has no cash build up. Universal is a combination of term and whole life and had its maximum amount of cash value in the middle of the life of the policy. The premiums can change if you live past the balance of the cash amount. Whole life is the most expensive but comes in handy if you are covering a key person in your company and it is an asset to your bottom line. Here is a basic rule of thumb - assuming that each type of policy has the same face amount, say $200,000 then term insurance might run $50, universal or variable could run $150 to $200 and whole life could run $450 to $600. These are monthly amounts.
I drove to El Cajon to work with a client to enroll her in a medical plan that pays me $15 a month in commission. Because I was willing to come to her, I have received 25 referrals from her to date. If you sew the seeds, even on what doesn't seem to be fertile ground, good things can grow and...
(more)
I drove to El Cajon to work with a client to enroll her in a medical plan that pays me $15 a month in commission. Because I was willing to come to her, I have received 25 referrals from her to date. If you sew the seeds, even on what doesn't seem to be fertile ground, good things can grow and flourish.
I have found over the years that network marketing is the best way to go. You meet people face to face and let them see your ethics and knowledge in action. These people in turn refer you to others because they trust you. The chain goes on and on. Most of my referrals are warm and ready to...
(more)
I have found over the years that network marketing is the best way to go. You meet people face to face and let them see your ethics and knowledge in action. These people in turn refer you to others because they trust you. The chain goes on and on. Most of my referrals are warm and ready to engage. I hate cold calling!
