Allyn, When inventory drops it means there is less of a pool of homes for buyers to choose from. It inevitably means homes may get multiple offers as buyers compete. In the end it forces home values to rise. The ability to structure deals with seller assisted closing costs become even more difficult and those with more cash down and who utilize conventional loans with 20% or more down payments become more appealing to sellers than a FHA 3.5% down or USDA 100%... (more)