Our Spotlight Recommendation
“Rick is phenomenal in the insurance space regarding Medicare and other healthcare planning services that assist seniors in planning for their future. I highly recommend him in the senior care space!”
– Justin Charles Tuck The Law Firm of Justin C. Tuck, PLLC
About Us

Rick Carter, CLU, ChFC, Mediator A+ by Better Business Bureau 47 years Experience ~ Largest Profile in Central and South Texas on Alignable, Over 590 Positive Reviews ~ Ask Rick, He's a Senior Too!
210-367-7909 rick@rickcarterinsurance.com

MEDICARE Plans & HEALTH Coverage for Le$$ for all ages, GOOGLE "Rick Carter San Antonio"

CANCER, HEART ATTACK, AND STROKE to Cover Out of Pocket, Deductibles, and Personal Expenses during recovery: https://vimeo.com/192833280

ADVANTAGE PLUS ELITE to cover the Out of Pocket Surgery and Skilled Nursing Expenses associated with Medicare Advantage and Medicare Supplement Plans.
https://vimeo.com/595885094

As an experienced insurance and financial services professional, I can apply my 43 years industry experience and advanced education to benefit customers in need of Cost Effective and Affordable Health Insurance, Life and Disability Insurance, Medicare Solutions for Seniors, Accident/Indemnity Plans, Return of Premium Plans for Life and Disability.

Home Care
https://vimeo.com/252775599

For Mailing Address: 2935 Thousand Oaks 6-246, San Antonio, Texas 78247

How We Got Started

1979, right out of college, BBA in Finance and Marketing, from SWT, now Texas State University, then double MBA in Finance and Operational Management from St. Mary's University, Chartered Life Underwriter, Chartered Financial Consultant.

Promotions
Ask Rick, He's a Senior Too!  Medicare Questions? with Rick Carter, CLU, ChFC, Mediator
Medicare Open Enrollment for Jan. 2027 is Oct 15 until Dec 7th.  Texas Residents may contact Rick at 210-367-7909 to find out what plans are availa...
Does Your Medicare Plan have a Part B Giveback? with Rick Carter, CLU, ChFC, Mediator
For most Medicare beneficiaries,, Part B will be $209.50 per month starting January 1, 2027.  A Part B Giveback is money directly deposited into yo...
Knock Out High Premiums with Your Health Insurance with Rick Carter, CLU, ChFC, Mediator
Is Your Health Insurance Premium too high?  Are You depending on a "Tax" benefit to pay Your Premium?  Is Your Deductible and out of pocket expense...
Products & Services
Medicare Solutions by Rick Carter, CLU, ChFC, Mediator
Medicare Advantage, Medicare Supplements, and Part D plans  Traditional Medicare and Advantage....  Texas Only Please, contact Rick Carter at 210-3...
Health Insurance, Doctors, Hospitals, Surgery,  Urgent Care, & Tests by Rick Carter, CLU, ChFC, Mediator
Lower Cost plans with no deductible, large network of Doctors, many choices for much less.  Up to 70% savings vs Marketplace plans.  PPO'$ with No ...
Guaranteed Income up to 8% with Secured Notes by Rick Carter, CLU, ChFC, Mediator
The customer becomes a private lender, JUST LIKE A BANK ~ fully collateralized with high quality residential real estate with the Highest Rated Rea...
Recommendations Given (1042)
"Andre has outstanding services that can save you money and receive the Quality Healthcare that..." Read more "Andre has outstanding services that can save you money and receive the Quality Healthcare that you and your family deserve! "
"Thank you Kimberly for all that you do for our senior community, Legal Care is an essential part..." Read more "Thank you Kimberly for all that you do for our senior community, Legal Care is an essential part of our quality of life. "
Recent Activity

Rick from Rick Carter, CLU, ChFC, Mediator Answered this on March 09, 2025
San Antonio Rocks! A Great Contest, I've Won a Three Peet for the Local Business Person of the Year! (more) San Antonio Rocks! A Great Contest, I've Won a Three Peet for the Local Business Person of the Year!
2 Replies

Rick from Rick Carter, CLU, ChFC, Mediator Answered this on February 23, 2025
San antonio votes on Alignable ~ final stretch, verging on a three peat here chuck!  (more) San antonio votes on Alignable ~ final stretch, verging on a three peat here chuck! 
1 Reply

Rick from Rick Carter, CLU, ChFC, Mediator Answered this on February 16, 2025
Go San Antonio to be the #1 Voting City, all top 10 have over 9 Votes.  (more) Go San Antonio to be the #1 Voting City, all top 10 have over 9 Votes. 
2 Replies

Rick from Rick Carter, CLU, ChFC, Mediator Answered this on January 14, 2025
Thank you Chuck and Alignable, wishing everyone a great contest!  I am now the New President of Alamo Area Home Care Council serving the senior community!  Thank you for you support!  (more) Thank you Chuck and Alignable, wishing everyone a great contest!  I am now the New President of Alamo Area Home Care Council serving the senior community!  Thank you for you support! 
1 Reply

Rick from Rick Carter, CLU, ChFC, Mediator Answered this on February 23, 2024
3 more hours, I am proud of San Antonio 's performance- praying for that #1 spot!  (more) 3 more hours, I am proud of San Antonio 's performance- praying for that #1 spot! 

Rick from Rick Carter, CLU, ChFC, Mediator Answered this on February 18, 2024
Our goal here is to build connections and prepare for next year, San Antonio has previously ranked #3 in this contest, I promote Alignable at many events throughout the city (we have close to 200 events some weeks), San Antonio now has over 35,000 Alignable Profiles, we have had a great contest,... (more) Our goal here is to build connections and prepare for next year, San Antonio has previously ranked #3 in this contest, I promote Alignable at many events throughout the city (we have close to 200 events some weeks), San Antonio now has over 35,000 Alignable Profiles, we have had a great contest, and I'm glad to see San Antonio in that #2 Spot!  Remember the ALAMO!!! 
1 Reply

Rick from Rick Carter, CLU, ChFC, Mediator Answered this on February 01, 2024
A big 3 Way Race in San Antonio  ~ Go Grace & Charlene!!!  (more) A big 3 Way Race in San Antonio  ~ Go Grace & Charlene!!! 

Rick from Rick Carter, CLU, ChFC, Mediator Answered this on January 22, 2024
Getting San Antonio fired up to get the Votes out and take #1!   (more) Getting San Antonio fired up to get the Votes out and take #1!  
1 Reply

Rick from Rick Carter, CLU, ChFC, Mediator Answered this on January 13, 2024
Getting San Antonio fired up for the contest for both San Antonio,  but the many surrounding communities that are participating in this contest.  (more) Getting San Antonio fired up for the contest for both San Antonio,  but the many surrounding communities that are participating in this contest. 

Our Recognition (10)

We're highly recommended by locals on Alignable

Highly Recommended

By 50+ Local Business Owners!