My name is John K. Martin, USMC Retired, and I’m a dedicated Mortgage Lending Specialist with RWM Home Loans, Inc.. With more than 22 years of experience in the mortgage industry, I help borrowers confidently navigate the complexities of home financing.
Every client’s situation is unique. I take pride in carefully analyzing each scenario and structuring loan solutions that align with investor guidelines — giving my clients the best possible path to homeownership.
We are a community-focused mortgage bank serving the Carmel Valley area and have been proudly in business since 1994.
Real Estate Home Loans
RWM Home Loans is a trusted resource for both first-time homebuyers and experienced buyers seeking a wide range of financing options, including:
• VA Loans
• Conventional Loans
• FHA Loans
• Jumbo Loans
• Commercial Lending
We guide you through every step of the buying process — from consultation to closing.
Fast & Reliable Closings
We offer Pre-Approvals and can close many home loans in as little as 17 days or less, helping you compete in today’s fast-moving market.
Licensing & Compliance
John K. Martin, USMC Retired
NMLS ID: 276442
Company NMLS ID: 79445
Equal Housing Lender
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Currently lending in 30 states: For more information, please visit: https://johnm.rwmloans.com
