About Us
I simplify the mortgage process for buyers, homeowners, and investors with clear communication and practical guidance. PRMI’s expanded loan menu lets me support more client scenarios — purchase, refi, renovation, fix & flip, and multi‑unit — making me a strong partner for your referrals.
Minnesota Department of Commerce, Minnesota Residential Mortgage Originator License MN-MO-20224578
How We Got Started
I entered the mortgage industry in 1998, back when lenders were experimenting with products like the 125% second mortgage — a program that let homeowners borrow above their home’s value. The industry has changed dramatically since then, and I’ve grown with it, working for a range of lenders including major institutions like Wells Fargo and Rocket Mortgage.
Over nearly three decades, I’ve learned that originators thrive when they’re aligned with a company that keeps its promises — meeting contract dates, communicating clearly, and closing on the client’s schedule, not the company’s. That commitment to reliability is exactly why I’m with PRMI today.
The products and services we offer
Recommendations Received (23)
"I’ve had the pleasure of working with Jeff on several of my investment property purchases, and..."
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"I’ve had the pleasure of working with Jeff on several of my investment property purchases, and his expertise made every transaction smooth and efficient. Jeff’s attention to detail, proactive communication, and ability to navigate complex processes were invaluable.
Although he now focuses on residential mortgages, his commitment to excellence remains the same. Jeff is outstanding at keeping things on track, ensuring timely closings, and reducing stress throughout the process. I highly recommend him to anyone looking for a dependable, knowledgeable mortgage professional."
"Jeff is an awesome guy great to work with very friendly and trustworthy "
Products & Services
Novus Home Mortgage, offers mortgage services for residential properties in Shakopee and greater Minnesota. Whether you're in need of a refinance, ...
Buying your first home can seem overwhelming, and information is your biggest ally. Jeff Winship "The Mortgage Loan Ranger" educates aspiring home ...
Refinancing your home loan is a great way to reduce your monthly payments, take advantage of better rates, or change from a variable to fixed rate ...
Gallery
Recommendations Given (34)
"Ineye is very responsive and works extremely hard for his clientele."
"I Have partnered with Ron for well over 15 years now. He works as hard as any agent I know to get..."
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"I Have partnered with Ron for well over 15 years now. He works as hard as any agent I know to get his clients the most for their investment! Ron is also an exclusive buyers agent and as such, only represents the buyers interest not the sellers. I highly recommend Ron Jensrud!"
Recent Activity
The mortgage industry uses Top of Mind (Sure Fire) or Total Expert for the majority of the CRM's out there.
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The mortgage industry uses Top of Mind (Sure Fire) or Total Expert for the majority of the CRM's out there.
I agree with Marie, honesty and transparency is the best way. Having been in sales for well over 30 years now, I feel very strongly in the approach I take. Simply put, our role as an advisor, consultant etc is to inform and educate. This puts the decision making on the client and more importantly...
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I agree with Marie, honesty and transparency is the best way. Having been in sales for well over 30 years now, I feel very strongly in the approach I take. Simply put, our role as an advisor, consultant etc is to inform and educate. This puts the decision making on the client and more importantly we become their advocates! Bottom line, no buyers remorse!
As a mortgage lender of more than 20 years, I understand the importance and need for customer service. However, as an agent your time is just as valuable as your clients. I think you are doing yourself a disservice as well as your client in not knowing where they stand.
The worst scenario is...
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As a mortgage lender of more than 20 years, I understand the importance and need for customer service. However, as an agent your time is just as valuable as your clients. I think you are doing yourself a disservice as well as your client in not knowing where they stand.
The worst scenario is putting the cart before the horse. Your client makes an offer, a legally binding contract and they have no idea how the process works or what they even qualify for. Now imagine that they have already mentally moved into the home.
It is never pleasant to turn someone down once the process is in full swing. So for your sanity, team up with strong mortgage partner and assure your client they are working with the best team and in their best interest by pre-approving them. You will sleep better, and you will have more referrals as a result!
As a lender, I think it is important to think outside of the box. An online walk through is a terrific way to expose the property to new would be buyers. Eight years ago I purchased my last home from a simple slide show. So if the presentation is strong, then the results will follow.
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As a lender, I think it is important to think outside of the box. An online walk through is a terrific way to expose the property to new would be buyers. Eight years ago I purchased my last home from a simple slide show. So if the presentation is strong, then the results will follow.
I am not a Real Estate agent but I have been in the business of real estate for over twenty years. During this time I have been with a multitude of lenders. The reason for making the change? Most people promise you the sun, the moon, and the stars! However until you are in the company you can't...
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I am not a Real Estate agent but I have been in the business of real estate for over twenty years. During this time I have been with a multitude of lenders. The reason for making the change? Most people promise you the sun, the moon, and the stars! However until you are in the company you can't determine if this is true or not. Most of the time it's not. Very few deliver on their promises and for me, when I tell my agents and clients something my word is my bond. If the company I represent can't deliver because they don't have the same values it is time to move on!
My best advice for your agents is to deliver on your word and do what your competition is not willing to do for them.
Monique, I am a mortgage lender who specializes in challenged credit. My best advice is too look for other mortgage lenders in your area. Building the relationship with the lender is easy, keeping it is hard. For myself, I want a plug and play system with my credit repair specialist. I serve them...
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Monique, I am a mortgage lender who specializes in challenged credit. My best advice is too look for other mortgage lenders in your area. Building the relationship with the lender is easy, keeping it is hard. For myself, I want a plug and play system with my credit repair specialist. I serve them up, it's up to them to get the client to invest in themselves.
The other thing you can and should do is go to networking events if you aren't already. I have met many new partners at Network after work. It is once a month and very valuable.
Functional, clean and easy to use- consumer friendly.
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Functional, clean and easy to use- consumer friendly.
1 Reply
Hello Dianna, I am a loan officer of over 20 years. In the past two years we tried unsuccessfully to sell our home. The first agent was great and is a good friend. In his case, the timing for us just wasn't right and after fielding no offers we pulled the listing. The second agents were a couple...
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Hello Dianna, I am a loan officer of over 20 years. In the past two years we tried unsuccessfully to sell our home. The first agent was great and is a good friend. In his case, the timing for us just wasn't right and after fielding no offers we pulled the listing. The second agents were a couple and very nice people. However, they did very little of what they claimed they would do. My suggestion is to be up front, follow up and do what you say you are going to do. If you don't hold open houses tell the client and let them decide if this important or not. No matter what be the consummate professional.
1 Reply
I think every sale is my most important one. It is hard to quantify a single sale or loan but very satisfying to turn clients into friends. Nothing is more rewarding then creating and building trust. Mortgages aren't easy its an intangible sale every time. If I have done my job, my clients have...
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I think every sale is my most important one. It is hard to quantify a single sale or loan but very satisfying to turn clients into friends. Nothing is more rewarding then creating and building trust. Mortgages aren't easy its an intangible sale every time. If I have done my job, my clients have been educated to make the best decision for them, not me. This is what makes me the most proud!
Hello Kash, I think anyway that you can build a relationship is good. I personally don't like to drop into a business unannounced. However, I have recently located to a new spot and feel like this is a good reason to drop in and introduce myself. I have also made the cold calls and while they...
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Hello Kash, I think anyway that you can build a relationship is good. I personally don't like to drop into a business unannounced. However, I have recently located to a new spot and feel like this is a good reason to drop in and introduce myself. I have also made the cold calls and while they aren't fun, my top relationship exists today as a result. Best of luck!
