First Independent Descamps Agency, Sterling Heights MI
Wayne Bell from First Independent Descamps Agency

Wayne Bell

First Independent Descamps Agency

About Us

Our insurance agency is an independent insurance agency that has 18 commercial carriers and 11 personal carriers. The agency has 33 employees ranging from agents, customer service representatives and marketing personnel. We are a full service agency that strives to provide top notch service to all of our customers.

How We Got Started

Our agency is a 3rd generation ownership and recently merged with First Independent and became what we are now. We have 18 commercial carriers and 11 personal insurance carriers to provide the broad range of insurance products for all of our customers.

Products & Services
Our office will happily review your current insurance policies and make recommendations to improve your coverage should we notice an exposure that ...
Our agency can offer a variety of life insurance products to meet your families growing needs.
Our agency specializes in both commercial and personal insurance.
Recommendations Given (11)
"Adams Complete Cleaning and Restoration responds very quickly to a disaster and has highly..." Read more "Adams Complete Cleaning and Restoration responds very quickly to a disaster and has highly qualified personnel to take care of any disaster such as a fire or water damage. I highly recommend them to any of my clients that suffer some type of property loss."
"We have used their services in the past and were extremely satisfied with the outcome and how..." Read more "We have used their services in the past and were extremely satisfied with the outcome and how they worked. Very professional and knowledgeable."
Recent Activity

Wayne from First Independent Descamps Agency Answered this on July 18, 2019
It is very important to verify the insurance for anyone doing work for you in your business or your home.  You can ask them for a certificate of insurance which will show their liability limits and when their policies are effective.  You can request to be added to the contractor's policy as an... (more) It is very important to verify the insurance for anyone doing work for you in your business or your home.  You can ask them for a certificate of insurance which will show their liability limits and when their policies are effective.  You can request to be added to the contractor's policy as an additional insured.  That way, should they cause an injury to someone else their liability would protect you and your business rather than having to turn in a liability claim to your insurance carrier, thus increasing your rates at renewal time.

Wayne from First Independent Descamps Agency Answered this on February 12, 2019
Hi Sharon, We are a Property and Casualty Agency so we do not do any medical.  Sorry. Wayne (more) Hi Sharon, We are a Property and Casualty Agency so we do not do any medical.  Sorry. Wayne

Wayne from First Independent Descamps Agency Answered this on October 08, 2018
I have found that the best way to keep in touch is to just call and say "Hi".  Let them know that you are just reaching out and see if they have any questions.  If they do it is easy to schedule a sit down for a review.  If they are happy how things are and they haven't experienced any changes... (more) I have found that the best way to keep in touch is to just call and say "Hi".  Let them know that you are just reaching out and see if they have any questions.  If they do it is easy to schedule a sit down for a review.  If they are happy how things are and they haven't experienced any changes then you put your name in front of them again incase they need something in the future.

Wayne from First Independent Descamps Agency Answered this on April 03, 2018
I have been a member of BNI for 12 years. I continually receive referrals from current and past members. I find the exclusivity of BNI to truly provide more qualified referrals which has tremendously increased my business. (more) I have been a member of BNI for 12 years. I continually receive referrals from current and past members. I find the exclusivity of BNI to truly provide more qualified referrals which has tremendously increased my business.

Wayne from First Independent Descamps Agency Answered this on September 20, 2017
I ask. I ask new and current clients for a referral. I also belong to BNI which is a great place to build relationships and get quality referrals. (more) I ask. I ask new and current clients for a referral. I also belong to BNI which is a great place to build relationships and get quality referrals.

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