Dave Lucente
First Independent - Descamps Insurance Agency & Leavitt Group
About Us
To Provide Clients with appropriate coverage and personal service at a lower cost,let us give you a free Quote, we shop through 18 Carriers for the best price and the correct coverage.
The products and services we offer
Recommendations Received (9)
Regina Russell
Gina's soul food
Highly Recommended
"Help Support "
Carla Marsh
Accurate Pay Systems INC
Highly Recommended
"Dave is wonderful to work with, he is very experienced and has prompt response time, highly..."
Read more
"Dave is wonderful to work with, he is very experienced and has prompt response time, highly recommended! "
Products & Services
We provide Commercial Insurance for Business large or small. General Liability ,Workers Comp, Commercial Automobile, Cyber liability, Special Event...
First Independent - Descamps Insurance Agency & Leavitt Group helps small businesses in the Sterling Heights area prepare for the unexpected. Give ...
Recommendations Given (40)
"They will make sure your property is taken care off."
Wayne Bell
First Independent Descamps Agency
Highly Recommended
"Wayne knows insurance and will work for the client."
Recent Activity
Dave from First Independent - Descamps Insurance Agency & Leavitt Group Answered this on November 22, 2019
Networking with other business people helps, and we try to give back to the community it's rewarding and people will want to do business with you.
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Networking with other business people helps, and we try to give back to the community it's rewarding and people will want to do business with you.
Dave from First Independent - Descamps Insurance Agency & Leavitt Group Answered this on March 15, 2019
Dave Lucente 1st Independent Descamps Insurance We are Licsened with 18 commercial carriers in MI and other states which allows our agency to offer the lowest pricing while maintaining proper coverage and we also have 9 carriers to shop for your personal Insurance.
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Dave Lucente 1st Independent Descamps Insurance We are Licsened with 18 commercial carriers in MI and other states which allows our agency to offer the lowest pricing while maintaining proper coverage and we also have 9 carriers to shop for your personal Insurance.
Dave from First Independent - Descamps Insurance Agency & Leavitt Group Answered this on January 22, 2019
Business insurance is a must if you want to be in business, there are so many risk factor's that most owner's don't consider that's what an agent can help make sure that your properly covered.
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Business insurance is a must if you want to be in business, there are so many risk factor's that most owner's don't consider that's what an agent can help make sure that your properly covered.
Dave from First Independent - Descamps Insurance Agency & Leavitt Group Answered this on January 22, 2019
For Business Cyber liability coverage is more important now with all the hacker's and data breach's . The average cost for a business for a breach could cost up to 1,000,000 dollar's could your business survive, ask your agent about this coverage.
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For Business Cyber liability coverage is more important now with all the hacker's and data breach's . The average cost for a business for a breach could cost up to 1,000,000 dollar's could your business survive, ask your agent about this coverage.
Dave from First Independent - Descamps Insurance Agency & Leavitt Group Answered this on January 22, 2019
You should check with an independent agent that has multiple company's to shop for the best rate's but don't forget to make sure the coverage is right for you not just the cheapest because you might pay less now but if something happens and you don't have proper coverage it could cost you thousand's
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You should check with an independent agent that has multiple company's to shop for the best rate's but don't forget to make sure the coverage is right for you not just the cheapest because you might pay less now but if something happens and you don't have proper coverage it could cost you thousand's
Dave from First Independent - Descamps Insurance Agency & Leavitt Group Answered this on January 22, 2019
The Insurance company's job is to make you whole again so premium is based on what it would cost to rebuild your home if there was a total loss, market value is just what it will sell. Unless you have the money to rebuild it yourself I think its worth the premium over a years time.
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The Insurance company's job is to make you whole again so premium is based on what it would cost to rebuild your home if there was a total loss, market value is just what it will sell. Unless you have the money to rebuild it yourself I think its worth the premium over a years time.
Dave from First Independent - Descamps Insurance Agency & Leavitt Group Answered this on January 18, 2019
I feel bad for the people that are not working or are working and not getting paid, its hard for them to pay there bills , luckily some of are insurance companies are working with them to delay or reducing payments for them they should contact their agent or insurance company for help.
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I feel bad for the people that are not working or are working and not getting paid, its hard for them to pay there bills , luckily some of are insurance companies are working with them to delay or reducing payments for them they should contact their agent or insurance company for help.
Dave from First Independent - Descamps Insurance Agency & Leavitt Group Answered this on December 07, 2018
Marketing and Networking with other Chamber of Commerce Members and Doing more Charity work .
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Marketing and Networking with other Chamber of Commerce Members and Doing more Charity work .
Dave from First Independent - Descamps Insurance Agency & Leavitt Group Answered this on October 24, 2018
Term insurance is a lower cost than universal life , but with term insurance you should take the difference in premium and invest it so that you build up an emergency fund..
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Term insurance is a lower cost than universal life , but with term insurance you should take the difference in premium and invest it so that you build up an emergency fund..