About Us
I help people sleep better at night. How would it feel to have money set aside to pay for all those budget busters that come out of nowhere every month? Would you like to know how to do that? If so, and if you're reading this, then here's my challenge to you - are you interested in change, or are you committed to change? Stephen Covey says: "You have to decide what your highest priorities are and have the courage - pleasantly, smilingly, unapologetically - to say no to other things. And the way you do that is by having a bigger 'yes' burning inside you."
The products and services we offer
Recommendations Received (35)
"Amazing in her business and pleasure to speak with about getting the job done right! Thank you..."
Read more
"Amazing in her business and pleasure to speak with about getting the job done right! Thank you Kristine"
""I highly recommend Kristine for her exceptional expertise as an EA. Her deep knowledge of tax..."
Read more
""I highly recommend Kristine for her exceptional expertise as an EA. Her deep knowledge of tax matters has been invaluable—she has guided me through complex IRS issues for my clients with clarity and professionalism. Not only does she provide precise answers, but she also works side by side to ensure clients fully understand their tax situations. If you're looking for a knowledgeable and reliable tax expert, Kristine is the person to call!""
Products & Services
Let's start with a quick phone call. How can I help you?
Are your finances a mess? Are you in trouble with the IRS? I can help you with that.
Special Report: 5 Questions to Ask Any Tax Resolution Firm Before Handing Over 1 Cent of Your Hard Earned Dollars
Gallery
Recommendations Given (5)
"Need an editor for your book? Hire Gleniece! Here's the public acknowledgement from my book,..."
Read more
"Need an editor for your book? Hire Gleniece! Here's the public acknowledgement from my book, "First and foremost to my editor, Gleniece Lytle, of Desert Rain Editing. What a godsend. Your professionalism and patience in the editing process has been of inestimable value." 'Nuff said!"
"Bar none, Angie is Dubuque's Local Business Person Of The Year! Carlson Financial Coaching has..."
Read more
"Bar none, Angie is Dubuque's Local Business Person Of The Year! Carlson Financial Coaching has skyrocketed in 2022 for a reason. Angie is smart, genuine, extremely caring and knowledgeable. She is actively improving her client's lives for a lifetime, not just the meantime."
Recent Activity
I love small business!! It's the backbone of what makes this country run! These are difficult times indeed. More so than ever small business owners should have a rainy day emergency fund with at least enough to cover 1 month's bills - rent, payroll, utilities, internet, the rock bottom basics....
(more)
I love small business!! It's the backbone of what makes this country run! These are difficult times indeed. More so than ever small business owners should have a rainy day emergency fund with at least enough to cover 1 month's bills - rent, payroll, utilities, internet, the rock bottom basics. These can be difficult choices to make, but doable with a planning and controlling cash flow. Putting my money where my mouth is I offer complimentary 60 minute coaching sessions for small biz owners. https://calendly.com/advocatef...
I create a monthly budget for both personal and businesses expenses. This is a must.
A budget, aka a spending plan, is pro-active. You are deciding how much you spend in a category before you actually spend it, before it becomes an expense. There's no guessing if money will be there or not. An...
(more)
I create a monthly budget for both personal and businesses expenses. This is a must.
A budget, aka a spending plan, is pro-active. You are deciding how much you spend in a category before you actually spend it, before it becomes an expense. There's no guessing if money will be there or not. An audit, which is an excellent tool, is generally afer the fact. That's accounting. Reactive. Upshot? Budget = more control over your money. That's my experience personally and professionally. Would you like some help witht that?
Jump over Kristine's 15 minute appointment calendar and we'll go from there.
Two thoughts:
Know your budget! Just because a lender approves you for $YXZ amount doesn't mean it will fit your monthly budget. Best practice? Your mortgage payment should not be more than 25% of your take-home pay. You want your house to be a blessing, not a financial burden.
Agree that...
(more)
Two thoughts:
Know your budget! Just because a lender approves you for $YXZ amount doesn't mean it will fit your monthly budget. Best practice? Your mortgage payment should not be more than 25% of your take-home pay. You want your house to be a blessing, not a financial burden.
Agree that liens are a big problem when trying to close for a refinance, new (to you) home purchase, etc. As a tax resolution specialist I come across this all the time, and help expedite the process in getting IRS liens subordinated. Best practice? Search the county website under Federal Tax Lien for the home you're interested in buying. Mostly this is free. You might have to spend 30 minutes digging to find out if a lien is in place, but what a lot of headaches you can avoid by knowing this information up front.
