Robz Lopez
Alpha Smart Money - Business Funding & Commercial Loans
As a seasoned Business Loan Broker, I leverage my extensive experience as a Commercial Loan Specialist to provide unparalleled consulting services for businesses seeking funding solutions. With a keen understanding of the financial landscape, I guide my clients through the complexities of securing the right financial products to fuel their growth and success.
Businesses continually seek financing for various reasons, including business expansion, equipment purchases, marketing and advertising, franchising, commercial real estate purchases and remodeling, business acquisitions, inventory purchases, cash flow for everyday operations, payroll expenses, debt consolidation or refinancing, and startup costs.
Compared to startups, established businesses have many options that may be needed for growth, expansion, or acquisition. The funding options a business qualifies for are based on three major factors: time in business, monthly revenue, and credit score. Better-qualified clients can secure longer terms and better rates. My goal as a consultant is to match clients to the right funding options based on their qualifications.
Funding Options and Financial Services.
Startup Funding:
Startups with no revenue, no time in business, and no business plan secure a line of credit up to $150K.
* 0% interest for up to 21 months.
* 680+ FICO score required. Cosigner with a 700+ OK.
* This is not a cash loan. This is an unsecured line of credit in the form of credit cards also known as credit card stacking.
* No collateral, No Tax Returns, and No Bank Statements.
* No hard inquiries. Soft pull.
* No industry restrictions. Churches, and Non-profits OK.
* Get pre-approved within 3 hours.
* Line of credit available within 7 to 10 days.
* Balance transfers from other high-interest credit cards OK.
The funds can be used for marketing expenses, inventory, equipment, payroll, hiring, operations, expansion, etc.
Business Funding:
- Working Capital Loans
- Term Loans
- Long-Term Funding
- Business Line of Credit
- Invoice Factoring
- Merchant Cash Advance (MCA)
- Asset-Based Financing
- SBA Loans
Real Estate Funding:
- Fix-and-Flip Funding
- Refinances
- Long-Term Purchases
Ancillary Financial Services:
- Credit Repair
- Credit Monitoring
- Credit Card Processing
- Business Credit Building
I hold a Bachelor's degree in Applied Mathematics and a Master's degree in Quantitative and Computational Finance from Georgia Tech. This robust educational foundation enhances my analytical skills and enables me to devise innovative financing solutions tailored to my clients' specific needs.
Having worked as a Commercial Loan Specialist, I possess a deep understanding of the loan approval process, risk assessment, and credit analysis. This background equips me with the insights needed to tailor solutions that align with my clients' unique financial situations and business objectives.
My commitment is to provide transparent, reliable, and efficient service, ensuring that every business I work with finds the optimal funding to achieve their goals. Let’s connect and explore how I can help your business thrive.