I think it only applies to owners with employees who keep them furloughed and paid . I’m also mostly 1099 & can not qualify.

I  or you could defer business or residential rent or mortgage & taxes of course if needed but thank goodness Business is slower but still good, and I invest well and I’m a big believer in keeping at least 6 months cash at all times.

If you find out differently, let me know.

Call me anytime if I can help.

Norman