A. B. Nicholas LLC

About Us

A. B. Nicholas Securities Finance is a specialized niche provider of credit lines for owners of stocks, bonds, mutual funds, and 27 other types of marketable securities.

Our business model is "Let the Brokerages Compete!", meaning why not let the stock brokerages compete for your next stock loan the way they compete for, say, your mortgage or your car loan?

Our program does not require you as securities owner to lose ownership or title to your stocks, bonds, mutual funds, etc. A simple lien ensures the lender's interest.

Your account will be at one of the several major U. S. SIPC/FINRA public institutions with which we've partnered, under the account management (at no cost to you) of a carefully selected top-tier executive and FINRA member at that institution who has agreed to provide the LeverageLine wholesale interest model to our clients.

We send your application to at least three brokerage partners and selecte the lowest rate, highest LTV offer among them. We then set you up to proceed as you wish; we are compensated with one point or less after we've delivered your funding to your satisfaction, which may be paid from the line of credit we provided to you, if you wish.

The result? Our famous LeverageLine is now the most client-friendly, versatile stock loan in the industry, perfect to pay off taxes, fund a college education, or invest in real estate without the need to sell a single share to fund. Low your reportable income for financial aid purposes, legally, with a credit line against your stocks. Pay off a mortgage or business debt. Our interst-only-required monthly repayments can also be deferred if you need to preserve cash flow for a month or two. And your credit is meaningless here. Our lenders look solely at the verified value of legitimate securities assets only.

Get a free, no-obligation quote today! There's no downside but plenty of upside to finding out how your stock portfolio can continue working for you as always, with freedom to trade, etc -- while you access the value in that portfolio to invest elsewhere.

Visit us today: https://abnicholas.com
Get a free quote: https://abnicholas.com/quote
Become a Certified ABN Agent: https://abnicholas.com/agents
Read our FAQ: https://abnicholas.com/faq
Learn about LeverageLine specifically: https://abnicholas.com/leverageline
Contact us: https://abnicholas.com/contact
202.379.4744

How We Got Started

We needed to provide a funding alternative to SBA financing for our franchise and business acquisition clients during the recession, and fell upon this LeverageLine solution as a means for our clients to establish a financial relationship with a major banking/brokerage institution. Today it is a versatile tool for owners of non-IRA securites-based stock portfolios and meets these needs precisely, as well as many other applications.

The products and services we offer

Commercial Real Estate Franchising Stock Finance Credit Lending Show all 6

"A unique company that figured out how to use the Internet to create a lending network of licensed..." Read more "A unique company that figured out how to use the Internet to create a lending network of licensed banks and brokerages who will compete to provide the best securities based credit lines and lines to clients. The savings to clients is huge, especially considering the latest interest rate hike and inflationary upward pressures in interest rates. I recommend this company if you are in the market for a loan but would rather pledge a stock portfolio as collateral than to sell outright. Their stated goal is to provide better interest rates than an expensive margin loan, and to release more cash to their clients, and incredibly the whole thing works. Savings iver your standard margin loan interest rates can be very substantial this way. Their website states that proceeds can be used for any legal purpose other than buying more stock, but for a stock loan? I believe that completion is key. I endorse this company.. "

Highly Recommended

"The company is awesome and the staff is even better. We have been sending clients to A.B...." Read more "The company is awesome and the staff is even better. We have been sending clients to A.B. Nicholas for years with great success."

LeverageLine Stock-Secured Credit Line

We offer what we believe to be the market's most competitive, wholesale, custom securities-based credit line via our partnership with three SIPC/FI...

OPLine Credit Lines for UPREIT owners

We offer the only fully-licensed, institutional SIPC/FINRA credit line program for owners of (UPREIT) Operating Partnership Units. Superior rates a...

Financial Services for Stock Portfolio Owners Only

A. B. Nicholas LLC is a loan specialist for those owning securities portfolios that are publicly trading, not part of an IRA, and contain at least ...

"Convenient location. "

Highly Recommended

"Good company, trustwortht"

Recent Activity

Dan from A. B. Nicholas LLC Answered this on January 13, 2022

www.abnicholas.com (more) www.abnicholas.com

Dan from A. B. Nicholas LLC Answered this on May 09, 2018

LeverageLine, our main portfolio-collateralized stock loan program, comes out as a common sense and practical funding tool. In so doing, it does not violate any of the more entrenched values of the boomers related to preserving the environment and so forth. But I think it is a mistake to think... (more) LeverageLine, our main portfolio-collateralized stock loan program, comes out as a common sense and practical funding tool. In so doing, it does not violate any of the more entrenched values of the boomers related to preserving the environment and so forth. But I think it is a mistake to think you must wrap your product in a GMO wrapper; what they really want is good value for the money. The Hippie Generation has morphed into the "What do I get for my dollar" generation. A surprisingly large number of these individuals are Trump Supporters, voting on jobs and economy issues.

Dan from A. B. Nicholas LLC Answered this on April 25, 2018

The greatest innovation challenge we have here at A. B. Nicholas is how to ensure our programs are secure and compliant, yet attractive in a market place with competing options. We developed, for example, our Operating Partnership Unit credit line -- almost unheard of in the financial industry -... (more) The greatest innovation challenge we have here at A. B. Nicholas is how to ensure our programs are secure and compliant, yet attractive in a market place with competing options. We developed, for example, our Operating Partnership Unit credit line -- almost unheard of in the financial industry - with a Ph. D in Finance who saw a market for an asset that was tax-deferred, but impossible to obtain liquidity from without a conversion to a full-blown taxable REIT. More on this is here: https://abnicholas.com/operati...

Dan from A. B. Nicholas LLC Answered this on April 19, 2018

Renee - yes, I'd agree with the response here. I'd add that in terms of your skill base, this is definitely a "people job" in that if you have the ability to truly communicate with a variety of people, your chance of success is much greater. Trust is a huge factor in anything involving financial... (more) Renee - yes, I'd agree with the response here. I'd add that in terms of your skill base, this is definitely a "people job" in that if you have the ability to truly communicate with a variety of people, your chance of success is much greater. Trust is a huge factor in anything involving financial advising; some people are very good at building trust and those people tend to do well in this sphere. Hope that helps.

Dan from A. B. Nicholas LLC Answered this on November 30, 2017

Better rates, lower costs, higher loan-to-value, and a product tailored to the franchise-buying and commercial real estate industries. (more) Better rates, lower costs, higher loan-to-value, and a product tailored to the franchise-buying and commercial real estate industries.

Dan from A. B. Nicholas LLC Answered this on September 29, 2017

Consider a securities-based credit line. We have a specialized program at A. B. Nicholas tailored to business and franchising. More: http://abnicholas.com/LeverageLine (more) Consider a securities-based credit line. We have a specialized program at A. B. Nicholas tailored to business and franchising. More: http://abnicholas.com/LeverageLine

Dan from A. B. Nicholas LLC Answered this on September 09, 2017

Look for someone with a sizable securities portfolio willing to put them up for a lien in order to generate a line of credit. Agree to repayment terms. See https://www.abnichola.com/FAQ (more) Look for someone with a sizable securities portfolio willing to put them up for a lien in order to generate a line of credit. Agree to repayment terms. See https://www.abnichola.com/FAQ

Dan from A. B. Nicholas LLC Answered this on September 03, 2017

Not recommended. Two-sided typically screams "cheap" and first impressions matter. The exception is if you have your presentation professionally designed as a "magazine-style" read. (more) Not recommended. Two-sided typically screams "cheap" and first impressions matter. The exception is if you have your presentation professionally designed as a "magazine-style" read.

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Join Dan and 11+ million other Small Business Owners

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A. B. Nicholas LLC

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