Company should not be involved in healthcare decisions of the employee. What we spend on premiums today should be directed to a universal coverage program.

When you consider the merits of universal coverage, ask yourself why do we spend twice as much on health Care as the next most expensive universal coverage / single payer program and have worse patient outcomes than all of them?

With with regards to comments about good benefit packages, benefits are the employees money spent on something they would probably buy anyway but they have no choice in what is bought and the price. I believe we would be better off with having a benefits equivalent of an HSA account from which they could buy the benefits they wish to have such as which insurance program, education, vacation, and covering leave for medical or Senior Care.

Employers should get out of the benefits business, stay out of their employees lives, and compensate their employees with cash and stock only.