About Us
Independent: We have multiple carriers in multiple states, and continue to look for better products to add to our portfolio.
Personal: No more 1-800 numbers to nowhere, unanswered questions or bouncing from department to department.
Flexible: Health and Life Insurance aren't a one-size-fits-all approach, so we have very flexible solutions for just about any need and budget.
How We Got Started
I was in the corporate world for many years. Ironically, it was my health issues which forced me into becoming a Health / Life Insurance agent. My wife had already been selling health insurance for several years. I joined her and we shortly thereafter created Kincaid Solutions and created our own portfolio.
We experienced what many of our clients did before we stepped in: Ridiculous premiums, exorbitant deductibles, and lousy customer service. We set out to change that. The fact that we are now licensed in 24 states (about to add a 25th) and almost all of our clients are from referrals, testifies to the fact we are winning the war on health insurance.
The products and services we offer
Products & Services
NO Deductible. NO Co-pays. NO Co-insurance. NO Tobacco Rate-up. Can be combined with Accident, Critical Illness, and Dental / Vision for a comprehe...
We offer UHC Dental & Vision plans from basic to orthodontics. Huge network with steep discounts and first-day coverage!
Recommendations Given (47)
"Although I am a health insurance agent, and am licensed in 24 states, I refer the lion's share of..."
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"Although I am a health insurance agent, and am licensed in 24 states, I refer the lion's share of my Obamacare business to Kelvin. He is the most well-versed in all things ACA and is extremely trustworthy."
"Tish is a colleague and friend. She is the most knowledgeable health insurance agents of the..."
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"Tish is a colleague and friend. She is the most knowledgeable health insurance agents of the dozens I know. Whether you're looking for a solution for you company, yourself, or your family, Tish will have the expertise to provide the right plans."
Recent Activity
While I may take a call or two, or write a policy or two, I try not to work on the weekend. Sometimes it's just unavoidable.
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While I may take a call or two, or write a policy or two, I try not to work on the weekend. Sometimes it's just unavoidable.
I actually began updating our business plan in November. No, not because of the election. That went well for small businesses. But our industry--health insurance--has gone through so many changes over the last several years.
Products have come and gone. Carriers have been shuffled or even sold....
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I actually began updating our business plan in November. No, not because of the election. That went well for small businesses. But our industry--health insurance--has gone through so many changes over the last several years.
Products have come and gone. Carriers have been shuffled or even sold. Customer service is at an all-time low from carriers. Add to that skyrocketing healthcare costs, over-prescription of meds, and unneeded tests, labs, and procedures, and the industry looks little like it did say a decade ago.
The government needs to just get out of the way. This administration is destroying small business, which is the fabric of the American economy and community. Instead, big tech, be pharma, and big box retailers are favored and even coddled. It is duplicitous for them to rail against the one...
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The government needs to just get out of the way. This administration is destroying small business, which is the fabric of the American economy and community. Instead, big tech, be pharma, and big box retailers are favored and even coddled. It is duplicitous for them to rail against the one percenters, yet they prop them higher and higher with every moronic economic decision.
The average IRS Agent makes $51,430. Multiply that by 87,000 is $4.74 Billion. That doesn't include the additional costs of benefits, space, equipment, supplies, per-diems, etc. We are probably looking at double that $4.74 Billion in all reality. So, they would have to find over $9 Billion in tax revenue, just to break even!
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Interesting.
Observation 1: A cursory look at the data shows that both Red and Blue states are each in of the "Most Worried" categories. Inflation, like COVID, is an equal opportunity destroyer. The difference? COVID was largely unavoidable. Inflation was largely avoidable.
Observation 2: The...
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Interesting.
Observation 1: A cursory look at the data shows that both Red and Blue states are each in of the "Most Worried" categories. Inflation, like COVID, is an equal opportunity destroyer. The difference? COVID was largely unavoidable. Inflation was largely avoidable.
Observation 2: The two groups of business owners Blue states say they care for the most--Minority-owned and Women-owned--are the ones most likely to suffer most.
Moral of the story? Vote Red.
We have traditional and non-traditional health insurance options. Some pay toward alternative treatment options like chiropractic, Lasik, plastic surgery, osteopathy, hormone therapy, etc. kevin@kincaidsolutions. Licensed in multiple states. Thank you!
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We have traditional and non-traditional health insurance options. Some pay toward alternative treatment options like chiropractic, Lasik, plastic surgery, osteopathy, hormone therapy, etc. kevin@kincaidsolutions. Licensed in multiple states. Thank you!
Never had a mask mandate to begin with. The vast majority of our business turned to virtual--via Zoom. The few that wanted to meet in our office I made clear that mask were optional for them, and that I wouldn't be wearing one.
I don't give a flying flip if they've been vaxed for Rona, Polio,...
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Never had a mask mandate to begin with. The vast majority of our business turned to virtual--via Zoom. The few that wanted to meet in our office I made clear that mask were optional for them, and that I wouldn't be wearing one.
I don't give a flying flip if they've been vaxed for Rona, Polio, the Spanish flu, or the Creepin' Crud! It's nobody's business but their own!
It will hurt. Period. Here's the sad thing: Dems will use the additional unemployment benefits as their rallying cry: "See! People aren't working because they make more on unemployment. We must raise the minimum wage."
We need to stop rewarding laziness and complacency. We need to encourage...
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It will hurt. Period. Here's the sad thing: Dems will use the additional unemployment benefits as their rallying cry: "See! People aren't working because they make more on unemployment. We must raise the minimum wage."
We need to stop rewarding laziness and complacency. We need to encourage hard work and motivation.
June,
I am so sorry to hear about your business being so adversely affected. You've probably heard the saying, "Once a Marine, always a Marine." I happen to think the same thing can be said about entrepreneurs. You had a dream and saw it come true. You woke up one day and the dream ended....
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June,
I am so sorry to hear about your business being so adversely affected. You've probably heard the saying, "Once a Marine, always a Marine." I happen to think the same thing can be said about entrepreneurs. You had a dream and saw it come true. You woke up one day and the dream ended. Dream another dream!
1 Reply
Almost every day. I lead a virtual networking group every Thursday via Zoom--that I started with Alignable members. I attend training sessions weekly via Zoom. I have most of my client calls via Zoom (5-10 / week). I even attended a 12 hour personal improvement training session via Zoom last...
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Almost every day. I lead a virtual networking group every Thursday via Zoom--that I started with Alignable members. I attend training sessions weekly via Zoom. I have most of my client calls via Zoom (5-10 / week). I even attended a 12 hour personal improvement training session via Zoom last Saturday.
Trust me, I CAN'T WAIT for f2f meetings to become a thing again, but I think I will keep my client communications virtually even when that happens. It is far more convenient and streamlined than f2f meetings.
With what I've read, it seems like I am with the majority on this. Lockdowns are far more harmful than good. Leave us the heck alone and we will rebuild the economy one entrepreneur at a time!
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With what I've read, it seems like I am with the majority on this. Lockdowns are far more harmful than good. Leave us the heck alone and we will rebuild the economy one entrepreneur at a time!
1 Reply
