About Us
We excel in Employee Benefit Designs unique to each client. We see our group clients quarterly, assessing legislative updates. We provide senior services to our Medicare and Medicaid, and can assist with ACA clients.
How We Got Started
Major accounts large group sales manager, CareFirst BCBS, BlueShield of CA, FLBlue Agency, Clearwater, FL in excess of 25+ years. Employee Benefits Consultant with Brown and Brown Atlanta, PacificSource Sales Manager, and First Choice Health, Oregon.
The products and services we offer
Recommendations Received (72)
"Knowledgeable and great customer service. "
"Kathleen can answer your questions!"
Products & Services
Market Health, Dental, Life, Disability, Medicare Solutions, ACA, HR Services, and Voluntary Employee Benefits,
We’ll distribute Medicare and Group health answers to new coronavirus added coverage. We’ll educate you.
Medicare alone might not be enough to meet your health insurance needs over time. Call Florida Medicare Options to learn about common gaps in Medic...
Recommendations Given (317)
"I’ve had the pleasure of working with April and she’s tremendously talented and supportive of..."
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"I’ve had the pleasure of working with April and she’s tremendously talented and supportive of senior wellness needs. "
"Stellar reputation. "
Recent Activity
Gas prices!
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Gas prices!
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We are secure, thankfully.
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We are secure, thankfully.
Open enrollment periods are necessary from a risk management perspective. If Individuals only enrolled when they had a need for care, insurance carriers would not be financially able to maintain claim reserves required to pay for care resulting in higher premiums and « bail outs »! That said, I...
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Open enrollment periods are necessary from a risk management perspective. If Individuals only enrolled when they had a need for care, insurance carriers would not be financially able to maintain claim reserves required to pay for care resulting in higher premiums and « bail outs »! That said, I believe the average Individual non Medicare purchaser should realize the Open Enrollment periods by now under ACA. There are many non ACA carrier options we can provide anytime but are subject to Medical Underwriting.
1 Reply
Educate group clients with ACA essential benefits as deemed by CMS on how the testing and treatment of COVID 19 is covered. We provide our Senior clients with specific actions each Medicare Advantage Health Plan provides. We are available to answer questions, assist with Network Provider...
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Educate group clients with ACA essential benefits as deemed by CMS on how the testing and treatment of COVID 19 is covered. We provide our Senior clients with specific actions each Medicare Advantage Health Plan provides. We are available to answer questions, assist with Network Provider Updates. and rapid responses on COVID carrier specific questions. Although our offices must close temporarily, we assure our clients we are a phone call or video call away. Assuring our clients we care about their safety through this medical crisis is paramount to us.
Great advice from rusted advisors. My question to you is simple. Do you expect to provide employee benefits to your staff? Our carrier options for your full time eligible employees may not ask for any PHI. Protected a health information may not be requested for all ACA , aka Affordable Health...
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Great advice from rusted advisors. My question to you is simple. Do you expect to provide employee benefits to your staff? Our carrier options for your full time eligible employees may not ask for any PHI. Protected a health information may not be requested for all ACA , aka Affordable Health Act. There will be no pre-existing waiting periods imposed. All rates for all carriers will only be based on age, hone zip codes, business address. We will need your nature of business and you’ll need to contribute 50 % of the employee cost. Federal and state laws do not require any mandate to require you offer coverage. However, if you decide to, the plans must be made available to each full time employee.
