Sophisticated Financial, Huntington Beach CA
Rich Littlefield from Sophisticated Financial

Rich Littlefield

Sophisticated Financial

About Us

We provide creative financing for real estate through our network of lenders. We have hundreds of lenders available. So while I can not guarantee I am the lowest cost lender out there, I am more likely to find a less expensive lender than you. Also if the first lender turns down the loan, you do not have to re-apply, I can just go to the next lender.

Products & Services
Sophisticated Financial  by Sophisticated Financial
If you need a specialty loan, or just one the least expensive mortgage possible, I can help. Items such as stated income, private money, constru...
We do residential and commercial mortgages as well as some personal loans.
Land real estate is all about helping bring your future vision into reality. Sophisticated Financial works with clients in and around Fountain Vall...
Recommendations Given (6)
"If you are buying or selling a home, I recommend Grant because he puts the customers first. "
"She is very knowledgeable and gets things done!"
Recent Activity

Rich from Sophisticated Financial Answered this on March 29, 2021
In NC they would have different rules than here in CA.  What I am supposed to tell you is to get an attorney to do it.  There is good reason for that, you do not want to screw it  up. On the on the other hand if I were doing it for myself, I would either hire a  paralegal, but more likely I... (more) In NC they would have different rules than here in CA.  What I am supposed to tell you is to get an attorney to do it.  There is good reason for that, you do not want to screw it  up. On the on the other hand if I were doing it for myself, I would either hire a  paralegal, but more likely I would  just go to the website for the Secretary of State and set one up. I noticed someone  saying a CPA, while I have seen CPA's doing this, they really are not licensed for that, though I have seen CPA's who were very effective at doing these kind of things.

Rich from Sophisticated Financial Answered this on August 24, 2018
What I do is I am both a broker and a direct lender.  I have a network of investors such as Banks, Insurance Companies, Private Investors, Hedge Fund, Securitized Lenders  that I place my loans through. Because I have so many options I can usually find people a better loan than they can find... (more) What I do is I am both a broker and a direct lender.  I have a network of investors such as Banks, Insurance Companies, Private Investors, Hedge Fund, Securitized Lenders  that I place my loans through. Because I have so many options I can usually find people a better loan than they can find themselves and most of the lenders pay my fee. 

Rich from Sophisticated Financial Answered this on March 26, 2018
Knock on doors, run an ad, (more) Knock on doors, run an ad,

Rich from Sophisticated Financial Answered this on March 19, 2018
The easiest thing is to have good credit, but as a business without good credit money can get pretty pricey. If you have real estate or equipment, that would be your second option. This is not too expensive money and and usually is less expensive than unsecured. Another option is SBA loans. After... (more) The easiest thing is to have good credit, but as a business without good credit money can get pretty pricey. If you have real estate or equipment, that would be your second option. This is not too expensive money and and usually is less expensive than unsecured. Another option is SBA loans. After that the world turns ugly for a business person. Factoring and or revenue based lending, like lending against your credit card receipts and future receipts, this is very pricey. Worst of the worst are unsecured lending companies like Loanme and Rise Financial who routinely charge 150% or more, though some revenue based lending is actually worse. Sit down and figure the cost of doing these loans. I can arrange most of these types of loans for you, or direct you to where to get them. The first thing is to determine what is your best course of action, and see if it is worth it. Call me at 714-968-2500 if you would like to discuss it.

Rich from Sophisticated Financial Answered this on August 30, 2017
I have more than one option for you. Depending on a few things like what you plan on doing with it and where it is locates My phone number is 714-968-2500. So if you want to put a mobile home on it, you have one option, if you want to grow something, we have to do something else. (more) I have more than one option for you. Depending on a few things like what you plan on doing with it and where it is locates My phone number is 714-968-2500. So if you want to put a mobile home on it, you have one option, if you want to grow something, we have to do something else.

Rich from Sophisticated Financial Answered this on August 30, 2017
I work with private money lenders all of the time. I have submitted 3 this week. Let me know what you are looking to do 714-968-2500 (more) I work with private money lenders all of the time. I have submitted 3 this week. Let me know what you are looking to do 714-968-2500

Rich from Sophisticated Financial Answered this on August 14, 2017
I would systematically send out post cards to the surrounding homes, that would offer one week free membership. I would only do a certain amount though, you do not want to have too many people in the gym, which could keep people from signing up. (more) I would systematically send out post cards to the surrounding homes, that would offer one week free membership. I would only do a certain amount though, you do not want to have too many people in the gym, which could keep people from signing up.

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