Step #1 suggestion here is to partner with a professional who understands your needs and can help you implement a workable plan to help you make strides on this goal. There is no way to document a bunch of all-inclusive suggestions here that will save a small business the cost of hiring the right person for the job. Once step #1 is done, your new partner will evaluate your potential risk based on your circumstances and help you understand and implement some of the great suggestions provided here as they fit your budget and environment.