D Winters Insurance Services, MInnetonka MN
David Winters from D Winters Insurance Services

David Winters

D Winters Insurance Services

About Us

D Winters Insurance Services is about offering you choices for your insurance needs. We are not held captive by one company when researching solutions for you, we have many companies to choose from to give you the best coverage and protection. Most importantly, we are your advocate and represent you and your needs.
It is more than price, it is about protecting those things that matter.
One of the main differences between an independent agent and an agent representing one company is; we are obligated to look out for your best interest, not the best interest of the insurance company.

Products & Services
I am an agency owner and offer, auto, home, commercial, life, health, disability, pet and whatever type of insurance you need,
Insurance by D Winters Insurance Services
D Winters Insurance Services is an independent agency and represents over 30 national and regional carriers. We are your advocate! We can help y...
D Winters Insurance offers Term Life Insurance up to 40-year Term, Permanent Life Insurance, and Final expense Insurance. Many of the companies we ...
Recommendations Given (27)
"I have referred multiple clients to Stacy over the years. Everyone that works with her sings her..." Read more "I have referred multiple clients to Stacy over the years. Everyone that works with her sings her praises. Stacy works with various processors and will find the right fit for you and your business. If she does not have a better solution, she will tell you. In addition to Payment Processing, Stacy is an excellent Networker. Many of my clients go to her for payment processing and then find the auxiliary services they need through Stacy."
"Whether you need a newspaper subscription or a fun place to work Part-Time, Face 2 Face is the..." Read more "Whether you need a newspaper subscription or a fun place to work Part-Time, Face 2 Face is the answer for you. Highly recommend Dan, great guy and very generous."
Recent Activity

David from D Winters Insurance Services Answered this on June 15, 2018
What exactly is the service you offer? Couple ways you can effect this, Collect in advance of providing service - no money no  studio time. Collect in advance of delivering product, "Record sounds great, can't wait for you to hear it. Just need $xxx to get it to you." You are a professional,... (more) What exactly is the service you offer? Couple ways you can effect this, Collect in advance of providing service - no money no  studio time. Collect in advance of delivering product, "Record sounds great, can't wait for you to hear it. Just need $xxx to get it to you." You are a professional, providing quality product or service, and deserve to be treated as such.

David from D Winters Insurance Services Answered this on June 14, 2018
I do not care for the majority of the cold/unsolicited calls I receive. What I don't like is auto dialed calls, robo voice call ( i don't care how realistic you think it is- I can tell) or people that call and pretend we have a relationship. The worst are "sorry I am not interested" and they keep... (more) I do not care for the majority of the cold/unsolicited calls I receive. What I don't like is auto dialed calls, robo voice call ( i don't care how realistic you think it is- I can tell) or people that call and pretend we have a relationship. The worst are "sorry I am not interested" and they keep trying to convince me I 'NEED' their service, or tell me I am an idiot for not using their service.  The ones I do take are the ones that ask if I have time, get right to the point and then ask to schedule a call for a an depth interview. I prefer this to them assuming i have a half hour to talk to them, just because they called.

David from D Winters Insurance Services Answered this on May 11, 2018
I assist my clients by giving them all the time they need to make an educated decision. Not every policy is the same; some may have options that are more attractive, some policies may be less expensive to purchase, but fall apart when it come time for a claim. An educated decision is what I... (more) I assist my clients by giving them all the time they need to make an educated decision. Not every policy is the same; some may have options that are more attractive, some policies may be less expensive to purchase, but fall apart when it come time for a claim. An educated decision is what I strive for.

David from D Winters Insurance Services Answered this on December 18, 2017
Depending on their business, I discuss the option of having Work Comp Coverage and including themselves. This generally gets the conversation started, which is the most important thing. (more) Depending on their business, I discuss the option of having Work Comp Coverage and including themselves. This generally gets the conversation started, which is the most important thing.

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