I enjoy bringing some stability to my merchants in an industry with constant change.  Many times have seen merchants sold on the promises of low rates to find out the fact that they signed a 3-year agreement, but the low rate only applied for the first four months!  This sales approach was not just the independent salesman, but many times it is their own bank taking advantage of them!  Over the last 18+ years in the Merchant Services Business (credit/debit card processing) I have brought some stability to merchant accounts.  All of my accounts are assured that they will have the same service fee (cost above wholesale called Interchange) throughout our business relationship.  I don't financially handcuff them to me. With a 30-day notice, they are free to move on without penalty!    With the new Cash Discount Plan of processing cards, I can eliminate all their costs of processing!  I enjoy working with merchants, educating them as to the lowest system to process their business and made many new friends in the process!  I love going to work everyday!!!