Yes I've offered several finance companies over the years but the one I've been consistent with has been synchrony. Synchrony gives my customer 0% financing for 6 months so they can pay it off within 6 months with no prepayment penalties or anything and it costs us 5.14%. then several times a year for the same costs for us they offer the customer 18 months at no interest. You can really focus sales around that like right now it's the President's Day sale running from the 16th through the 22nd so yesterday through this coming Tuesday and the customer can buy anything in our store at $299 and above and get 18 months with no interest they'll get approved as long as their credit score is about 670 or better. I'm currently the manager of the store I work at which is a small business it's a pool table store home game room store with things like pool table shovel boards air hockey foosball tables poker tables and bar stools and so a lot of people take advantage of the financing for those big items. In a few months I'm actually purchasing the business from my boss and at that time I'm going to add at least one more finance company like I see my for smaller purchases. And I Seema is great for people with compromised credit still allows them to pay something off in 3 months with a small down payment and they get Auto drafted the payments from the bank account I've used it another furniture stores and it works great for a lot of people.